Vaughn Single Family

Montgomery, AL 36106
3 bedrooms 2 bathrooms
3BR/2BA Townhome Home, Built in 1976
General Information
Square Feet2,332
Initial Market Value$174,900
Purchase Price$174,900
Downpayment$43,725
Loan Origination Fees$1,640
Depreciable Closing Costs$8,745
Other Costs and Fixup$0
Approximate Cash Invested$54,110
Cost per Square Foot$75
Monthly Rent per Square Foot$0.64
Projected IncomeMonthlyAnnual
Projected Rent$1,500$18,000
Vacancy Losses($120)($1,440)
Operating Income$1,380$16,560
Estimated ExpensesMonthlyAnnual
Property Taxes($105)($1,259)
Insurance($102)($1,224)
Management Fees($110)($1,325)
Leasing/Advertising Fees$0$0
Association Fees$0$0
Maintenance($75)($900)
Other (Utilities, Supplies, etc.)$0$0
Operating Expenses($392)($4,708)
Net PerformanceMonthlyAnnual
Net Operating Income$988$11,852
- Mortgage Payments($818)($9,820)
= Cash Flow$169$2,031
+ Principal Reduction$125$1,501
+ First-Year Appreciation$875$10,494
= Gross Equity Income$1,169$14,027
Mortgage InfoFirstSecond
Loan-to-Value Ratio75%0%
Loan Amount$131,175$0
Monthly Payment$818.36$0.00
Loan TypeAmortizing Fixed
Term30 Years
Interest Rate6.375%0.000%
Monthly PMI$0
Financial Indicators
Rent-to-Value Ratio™ (RV Ratio™)0.9%
Debt Coverage Ratio1.21
Annual Gross Rent Multiplier10
Capitalization Rate6.8%
Cash on Cash Return4%
Return on Investment26%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions
Projected Appreciation Rate6%
Vacancy Rate8%
Management Fee8%
Maintenance Percentage5%
Comments
Occupied 3BR/2BA home is centrally located in the off Vaughn road. Fabulous home with lots of space. Great yard with beautiful private patio & arbor. This is an assignment contract. Tenant to renew lease in June.
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.