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FINANCED
San Tan Valley, AZ 85143
3 bedrooms 2 bathrooms 2025 year built
Rent range $1900-$2300
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Projected Rent | $25,200 | $25,956 | $26,735 | $27,537 | $28,363 | $29,214 | $30,090 | $30,993 | $31,923 | $32,880 |
| Vacancy Losses | ($2,016) | ($2,076) | ($2,139) | ($2,203) | ($2,269) | ($2,337) | ($2,407) | ($2,479) | ($2,554) | ($2,630) |
| Operating Income | $23,184 | $23,880 | $24,596 | $25,334 | $26,094 | $26,877 | $27,683 | $28,513 | $29,369 | $30,250 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Property Taxes | ($2,326) | ($2,396) | ($2,468) | ($2,542) | ($2,618) | ($2,697) | ($2,778) | ($2,861) | ($2,947) | ($3,035) |
| Insurance | ($846) | ($871) | ($898) | ($924) | ($952) | ($981) | ($1,010) | ($1,040) | ($1,072) | ($1,104) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | ($1,080) | ($1,112) | ($1,146) | ($1,180) | ($1,216) | ($1,252) | ($1,290) | ($1,328) | ($1,368) | ($1,409) |
| Maintenance | ($504) | ($519) | ($535) | ($551) | ($567) | ($584) | ($602) | ($620) | ($638) | ($658) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($4,756) | ($4,899) | ($5,046) | ($5,197) | ($5,353) | ($5,514) | ($5,679) | ($5,850) | ($6,025) | ($6,206) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Operating Income | $18,428 | $18,980 | $19,550 | $20,136 | $20,740 | $21,363 | $22,003 | $22,664 | $23,344 | $24,044 |
| - Mortgage Payments | ($18,136) | ($18,136) | ($18,136) | ($18,136) | ($18,136) | ($18,136) | ($18,136) | ($18,136) | ($18,136) | ($18,136) |
| = Cash Flow | $292 | $845 | $1,414 | $2,001 | $2,605 | $3,227 | $3,868 | $4,528 | $5,208 | $5,908 |
| + Principal Reduction | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| + Appreciation | $25,379 | $26,902 | $28,516 | $30,227 | $32,041 | $33,963 | $36,001 | $38,161 | $40,451 | $42,878 |
| = Gross Equity Income | $25,671 | $27,747 | $29,930 | $32,228 | $34,646 | $37,190 | $39,869 | $42,689 | $45,659 | $48,786 |
| Capitalization Rate | 4.1% | 4.0% | 3.9% | 3.8% | 3.7% | 3.6% | 3.5% | 3.4% | 3.3% | 3.2% |
| Cash on Cash Return | 0.2% | 0.6% | 0.9% | 1.3% | 1.7% | 2.1% | 2.5% | 3.0% | 3.4% | 3.9% |
| Return on Equity | 16.9% | 15.5% | 14.4% | 13.5% | 12.8% | 12.2% | 11.7% | 11.3% | 10.9% | 10.6% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Market Value | $448,369 | $475,272 | $503,788 | $534,015 | $566,056 | $600,019 | $636,021 | $674,182 | $714,633 | $757,511 |
| - Loan Balance | ($296,093) | ($296,093) | ($296,093) | ($296,093) | ($296,093) | ($296,093) | ($296,093) | ($296,093) | ($296,093) | ($296,093) |
| = Equity | $152,276 | $179,179 | $207,695 | $237,922 | $269,963 | $303,926 | $339,928 | $378,089 | $418,540 | $461,418 |
| Loan-to-Value Ratio | 66.0% | 62.3% | 58.8% | 55.4% | 52.3% | 49.3% | 46.6% | 43.9% | 41.4% | 39.1% |
| Potential Cash-Out Refi | $107,439 | $131,651 | $157,316 | $184,521 | $213,357 | $243,924 | $276,326 | $310,671 | $347,076 | $385,667 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity | $152,276 | $179,179 | $207,695 | $237,922 | $269,963 | $303,926 | $339,928 | $378,089 | $418,540 | $461,418 |
| - Closing Costs | ($31,386) | ($33,269) | ($35,265) | ($37,381) | ($39,624) | ($42,001) | ($44,521) | ($47,193) | ($50,024) | ($53,026) |
| = Proceeds After Sale | $120,891 | $145,910 | $172,430 | $200,541 | $230,339 | $261,925 | $295,406 | $330,896 | $368,515 | $408,392 |
| + Cumulative Cash Flow | $292 | $1,137 | $2,551 | $4,551 | $7,156 | $10,383 | $14,251 | $18,778 | $23,986 | $29,894 |
| - Approximate Cash Invested | ($152,450) | ($152,450) | ($152,450) | ($152,450) | ($152,450) | ($152,450) | ($152,450) | ($152,450) | ($152,450) | ($152,450) |
| = Net Profit | ($31,267) | ($5,404) | $22,531 | $52,643 | $85,045 | $119,858 | $157,207 | $197,225 | $240,052 | $285,837 |
| Internal Rate of Return | -20.5% | -1.8% | 4.7% | 7.7% | 9.3% | 10.3% | 10.8% | 11.1% | 11.3% | 11.4% |
| Return on Investment | -20.5% | -3.5% | 14.8% | 34.5% | 55.8% | 78.6% | 103.1% | 129.4% | 157.5% | 187.5% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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