Duplex
Ocala, FL 34472
4 bedrooms 4 bathrooms 2025 year built
2-10 warranty
| Square Feet | 1,761 | | Initial Market Value | $399,900 | | Purchase Price | $399,900 | | Downpayment | $99,975 | | Loan Origination Fees | $11,847 | | Depreciable Closing Costs | $11,997 | | Other Costs and Fixup | $60 | | Approximate Cash Invested | $123,879 | | Cost per Square Foot | $227 | | Monthly Rent per Square Foot | $1.53 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,690 | $32,280 | | Vacancy Losses | ($215) | ($2,582) | | Operating Income | $2,475 | $29,698 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($500) | ($5,999) | | Insurance | ($73) | ($880) | | Management Fees | ($198) | ($2,376) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | $0 | $0 | | Maintenance | ($54) | ($646) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($825) | ($9,900) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,650 | $19,798 | | - Mortgage Payments | ($1,389) | ($16,668) | | = Cash Flow | $261 | $3,130 | | + Principal Reduction | $460 | $5,515 | | + First-Year Appreciation | $2,000 | $23,994 | | = Gross Equity Income | $2,720 | $32,639 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | 0% | | Loan Amount | $299,925 | $0 | | Monthly Payment | $1,389.00 | $0.00 | | Loan Type | Amortizing ARM | | | Term | 10 Years | | | Interest Rate | 3.750% | 0.000% | | Monthly PMI | $0 | |
| Financial Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.7% | | Debt Coverage Ratio | 1.19 | | Annual Gross Rent Multiplier | 12 | | Capitalization Rate | 5.0% | | Cash on Cash Return | 3% | | Return on Investment | 26% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions | |
|---|
| Projected Appreciation Rate | 6% | | Vacancy Rate | 8% | | Management Fee | 8% | | Maintenance Percentage | 2% |
| Comments |
|---|
| Rates as low as 3.75% using in-house lender |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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