28 padsplit
Georgia
8 Beds3 BathsBuilt 1962Remodeled 2026
Estimated Square Feet1,906
Initial Market Value$394,000
Price$394,000
Downpayment $98,500
Loan Origination Fees $5,910
Depreciable Closing Costs $7,880
Other Costs and Fixup$0
Approximate Cash Invested $112,290
Minimum Recommended Cash Reserves $15,760
Cost per Square Foot / per Bedroom $207 / $49,250
Monthly Rent per SQFT / per Bedroom $3.86 / $921
Projected IncomeMonthlyAnnual
Projected Rent$7,366$88,392
Vacancy Losses ($737)($8,839)
Operating Income $6,629$79,553
Estimated ExpensesMonthlyAnnual
Property Taxes($509)($6,107)
Insurance($204)($2,443)
Management Fees($1,260)($15,115)
Leasing/Advertising Fees($208)($2,500)
Association Fees$0$0
Maintenance($295)($3,536)
Other (Utilities, Supplies, etc.)($1,050)($12,600)
Operating Expenses ($3,525)($42,301)
Net PerformanceMonthlyAnnual
Net Operating Income $3,104$37,252
- Mortgage Payments($1,917)($22,999)
= Cash Flow $1,188$14,253
+ Principal Reduction $262$3,149
+ Inflation Induced Debt Destruction® (IIDD) - Beta $862$10,343
+ One Year Appreciation $1,970$23,640
= Gross Equity Income $4,282$51,385
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$295,500N/A
Monthly Payment$1,916.61N/A
Loan TypeAmortizing FixedN/A
Term30 YearsN/A
Nominal / Real Interest Rate 6.750% / 3.250%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)1.87%
Debt Coverage Ratio 1.62
Annual Gross Rent Multiplier4
Capitalization Rate 9.5%
Cash on Cash Return 13%
Return on Investment (ROI) 37%
Return on Investment with IIDD 46%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate6.0%
Gov CPI Inflation June '26 3.5%
Vacancy Rate10%
Management Fee19%
Maintenance Percentage4%
Comments
will be sold turnkey, mid renovation. 5 en suite, 3 shared bedrooms. **not exact render photos coming soon**
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.