Financed
San Tan Valley, AZ 85140
4bd • 2ba • Built: 2026
Rent range $1900 - $2100
| Estimated Square Feet | 1,559 | | Initial Market Value | $369,990 | | Price | $369,990 | | Downpayment | $92,498 | | Loan Origination Fees | $5,550 | | Depreciable Closing Costs | $3,700 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $101,747 | | Cost per Square Foot / per Bedroom | $237 / $92,498 | | Monthly Rent per SQFT / per Bedroom | $1.28 / $500 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,000 | $24,000 | | Vacancy Losses | ($160) | ($1,920) | | Operating Income | $1,840 | $22,080 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($123) | ($1,480) | | Insurance | ($62) | ($740) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($85) | ($1,020) | | Maintenance | ($40) | ($480) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($310) | ($3,720) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,530 | $18,360 | | - Mortgage Payments | ($1,503) | ($18,037) | | = Cash Flow | $27 | $323 | | + Principal Reduction | $0 | $0 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $694 | $8,325 | | + First-Year Appreciation | $1,850 | $22,199 | | = Gross Equity Income | $2,571 | $30,847 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $277,493 | N/A | | Monthly Payment | $1,503.08 | N/A | | Loan Type | Interest Only Fixed | N/A | | Term | 10 Years | N/A | | Nominal / Real Interest Rate | 6.500% / 3.500% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.5% | | Debt Coverage Ratio | 1.02 | | Annual Gross Rent Multiplier | 15 | | Capitalization Rate | 5.0% | | Cash on Cash Return | 0% | | Return on Investment | 22% | | Return on Investment with IIDD | 30% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6% | | Projected Inflation Rate | 3% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| Financed will receive 2% closing credit. Take advantage of delayed financing and purchase in cash to receive the $35k reduced pricing and refinance right after closing. Cash offer at $326,900. | *Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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