Financed
San Tan Valley, AZ 85140
4bd • 2ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $24,000 | $24,720 | $25,462 | $26,225 | $27,012 | $27,823 | $28,657 | $29,517 | $30,402 | $31,315 |
| Vacancy Losses | ($1,920) | ($1,978) | ($2,037) | ($2,098) | ($2,161) | ($2,226) | ($2,293) | ($2,361) | ($2,432) | ($2,505) |
| Operating Income | $22,080 | $22,742 | $23,425 | $24,127 | $24,851 | $25,597 | $26,365 | $27,156 | $27,970 | $28,809 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($1,480) | ($1,524) | ($1,570) | ($1,617) | ($1,666) | ($1,716) | ($1,767) | ($1,820) | ($1,875) | ($1,931) |
| Insurance | ($740) | ($762) | ($785) | ($809) | ($833) | ($858) | ($884) | ($910) | ($937) | ($966) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | ($1,020) | ($1,051) | ($1,082) | ($1,115) | ($1,148) | ($1,182) | ($1,218) | ($1,254) | ($1,292) | ($1,331) |
| Maintenance | ($480) | ($494) | ($509) | ($525) | ($540) | ($556) | ($573) | ($590) | ($608) | ($626) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($3,720) | ($3,832) | ($3,946) | ($4,065) | ($4,187) | ($4,312) | ($4,442) | ($4,575) | ($4,712) | ($4,854) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $18,360 | $18,911 | $19,478 | $20,063 | $20,664 | $21,284 | $21,923 | $22,581 | $23,258 | $23,956 |
| - Mortgage Payments | ($18,037) | ($18,037) | ($18,037) | ($18,037) | ($18,037) | ($18,037) | ($18,037) | ($18,037) | ($18,037) | ($18,037) |
| = Cash Flow | $323 | $874 | $1,441 | $2,026 | $2,627 | $3,247 | $3,886 | $4,544 | $5,221 | $5,919 |
| + Principal Reduction | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| + Appreciation | $22,199 | $23,531 | $24,943 | $26,440 | $28,026 | $29,708 | $31,490 | $33,380 | $35,382 | $37,505 |
| = Gross Equity Income | $22,523 | $24,405 | $26,384 | $28,465 | $30,654 | $32,955 | $35,376 | $37,923 | $40,603 | $43,424 |
| Capitalization Rate | 4.7% | 4.5% | 4.4% | 4.3% | 4.2% | 4.1% | 3.9% | 3.8% | 3.7% | 3.6% |
| Cash on Cash Return | 0.3% | 0.9% | 1.4% | 2.0% | 2.6% | 3.2% | 3.8% | 4.5% | 5.1% | 5.8% |
| Return on Equity | 19.6% | 17.7% | 16.2% | 15.0% | 14.1% | 13.3% | 12.7% | 12.1% | 11.7% | 11.3% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $392,189 | $415,721 | $440,664 | $467,104 | $495,130 | $524,838 | $556,328 | $589,708 | $625,090 | $662,596 |
| - Loan Balance | ($277,493) | ($277,493) | ($277,493) | ($277,493) | ($277,493) | ($277,493) | ($277,493) | ($277,493) | ($277,493) | ($277,493) |
| = Equity | $114,697 | $138,228 | $163,172 | $189,611 | $217,638 | $247,345 | $278,836 | $312,215 | $347,598 | $385,103 |
| Loan-to-Value Ratio | 70.8% | 66.7% | 63.0% | 59.4% | 56.0% | 52.9% | 49.9% | 47.1% | 44.4% | 41.9% |
| Potential Cash-Out Refi | $75,478 | $96,656 | $119,105 | $142,901 | $168,125 | $194,862 | $223,203 | $253,245 | $285,089 | $318,844 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $114,697 | $138,228 | $163,172 | $189,611 | $217,638 | $247,345 | $278,836 | $312,215 | $347,598 | $385,103 |
| - Closing Costs | ($27,453) | ($29,100) | ($30,846) | ($32,697) | ($34,659) | ($36,739) | ($38,943) | ($41,280) | ($43,756) | ($46,382) |
| = Proceeds After Sale | $87,244 | $109,128 | $132,325 | $156,914 | $182,978 | $210,607 | $239,893 | $270,936 | $303,841 | $338,722 |
| + Cumulative Cash Flow | $323 | $1,197 | $2,638 | $4,664 | $7,291 | $10,539 | $14,425 | $18,968 | $24,189 | $30,108 |
| - Approximate Cash Invested | ($101,747) | ($101,747) | ($101,747) | ($101,747) | ($101,747) | ($101,747) | ($101,747) | ($101,747) | ($101,747) | ($101,747) |
| = Net Profit | ($14,181) | $8,578 | $33,216 | $59,831 | $88,522 | $119,398 | $152,570 | $188,157 | $226,283 | $267,082 |
| Internal Rate of Return | -13.9% | 4.1% | 9.9% | 12.4% | 13.5% | 14.0% | 14.3% | 14.3% | 14.3% | 14.2% |
| Return on Investment | -13.9% | 8.4% | 32.6% | 58.8% | 87.0% | 117.3% | 149.9% | 184.9% | 222.4% | 262.5% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.