Finance - Growing area near TSMC
Arizona
3 Beds2 BathsBuilt 2025
Estimated Square Feet1,400
Initial Market Value$384,490
Price$384,490
Downpayment $96,123
Loan Origination Fees $5,767
Depreciable Closing Costs $3,845
Other Costs and Fixup$0
Approximate Cash Invested $105,735
Minimum Recommended Cash Reserves $15,380
Cost per Square Foot / per Bedroom $275 / $128,163
Monthly Rent per SQFT / per Bedroom $1.50 / $700
Projected IncomeMonthlyAnnual
Projected Rent$2,100$25,200
Vacancy Losses ($168)($2,016)
Operating Income $1,932$23,184
Estimated ExpensesMonthlyAnnual
Property Taxes($128)($1,538)
Insurance($64)($769)
Management Fees$0$0
Leasing/Advertising Fees$0$0
Association Fees($185)($2,220)
Maintenance($42)($504)
Other (Utilities, Supplies, etc.)$0$0
Operating Expenses ($419)($5,031)
Net PerformanceMonthlyAnnual
Net Operating Income $1,513$18,153
- Mortgage Payments($1,502)($18,023)
= Cash Flow $11$130
+ Principal Reduction $0$0
+ Inflation Induced Debt Destruction® (IIDD) - Beta $841$10,093
+ One Year Appreciation $1,922$23,069
= Gross Equity Income $2,774$33,292
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$288,368N/A
Monthly Payment$1,501.91N/A
Loan TypeInterest Only FixedN/A
Term10 YearsN/A
Nominal / Real Interest Rate 6.250% / 2.750%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)0.55%
Debt Coverage Ratio 1.01
Annual Gross Rent Multiplier15
Capitalization Rate 4.7%
Cash on Cash Return 0%
Return on Investment (ROI) 22%
Return on Investment with IIDD 31%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate6.0%
Gov CPI Inflation June '26 3.5%
Vacancy Rate8%
Management Fee0%
Maintenance Percentage2%
Comments
Internet included, Community pool, fire pit, BBQ island (in pool area), Tot lot with ramada, Half basketball court, Corn hole, BBQ grills. $364,490 cash price.
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.