Finance - Phoenix
Phoenix, AZ 85037
3bd • 2.5ba • Built: 2026
Rent range: $2200 - $2300
| Estimated Square Feet | 1,744 | | Initial Market Value | $422,840 | | Price | $422,840 | | Downpayment | $126,852 | | Loan Origination Fees | $5,920 | | Depreciable Closing Costs | $8,457 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $141,229 | | Cost per Square Foot / per Bedroom | $242 / $140,947 | | Monthly Rent per SQFT / per Bedroom | $1.26 / $733 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,200 | $26,400 | | Vacancy Losses | ($176) | ($2,112) | | Operating Income | $2,024 | $24,288 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($141) | ($1,691) | | Insurance | ($70) | ($846) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($199) | ($2,388) | | Maintenance | ($44) | ($528) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($454) | ($5,453) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,570 | $18,835 | | - Mortgage Payments | ($1,603) | ($19,239) | | = Cash Flow | ($34) | ($404) | | + Principal Reduction | $0 | $0 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $740 | $8,880 | | + One Year Appreciation | $2,114 | $25,370 | | = Gross Equity Income | $2,820 | $33,846 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 70% | N/A | | Loan Amount | $295,988 | N/A | | Monthly Payment | $1,603.27 | N/A | | Loan Type | Interest Only Fixed | N/A | | Term | 10 Years | N/A | | Nominal / Real Interest Rate | 6.500% / 3.500% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.5% | | Debt Coverage Ratio | 0.98 | | Annual Gross Rent Multiplier | 16 | | Capitalization Rate | 4.5% | | Cash on Cash Return | 0% | | Return on Investment | 18% | | Return on Investment with IIDD | 24% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Projected Inflation Rate | 3.0% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| 1 car garage. Cash price: $402,840. Community includes pool, pickleball court, picnic area, playground & tot lot. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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