14 padsplit
Georgia
6 Beds6 BathsBuilt 1962Remodeled 2026
Estimated Square Feet2,243
Initial Market Value$359,000
Price$359,000
Downpayment $89,750
Loan Origination Fees $5,385
Depreciable Closing Costs $7,180
Other Costs and Fixup$0
Approximate Cash Invested $102,315
Minimum Recommended Cash Reserves $14,360
Cost per Square Foot / per Bedroom $160 / $59,833
Monthly Rent per SQFT / per Bedroom $2.90 / $1,083
Projected IncomeMonthlyAnnual
Projected Rent$6,500$78,000
Vacancy Losses ($650)($7,800)
Operating Income $5,850$70,200
Estimated ExpensesMonthlyAnnual
Property Taxes($329)($3,949)
Insurance($150)($1,795)
Management Fees($936)($11,232)
Leasing/Advertising Fees($250)($3,000)
Association Fees$0$0
Maintenance($293)($3,510)
Other (Utilities, Supplies, etc.)($950)($11,400)
Operating Expenses ($2,907)($34,886)
Net PerformanceMonthlyAnnual
Net Operating Income $2,943$35,314
- Mortgage Payments($1,746)($20,956)
= Cash Flow $1,196$14,358
+ Principal Reduction $239$2,870
+ Inflation Induced Debt Destruction® (IIDD) - Beta $785$9,424
+ One Year Appreciation $1,795$21,540
= Gross Equity Income $4,016$48,191
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$269,250N/A
Monthly Payment$1,746.35N/A
Loan TypeAmortizing FixedN/A
Term30 YearsN/A
Nominal / Real Interest Rate 6.750% / 3.250%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)1.81%
Debt Coverage Ratio 1.69
Annual Gross Rent Multiplier5
Capitalization Rate 9.8%
Cash on Cash Return 14%
Return on Investment (ROI) 38%
Return on Investment with IIDD 47%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate6.0%
Gov CPI Inflation June '26 3.5%
Vacancy Rate10%
Management Fee16%
Maintenance Percentage5%
Comments
will be sold turnkey, mid renovation. 6 en suites bedrooms. **not exact render photos coming soon**
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.