Cash Flow Property
Indiana
bed3 Bedsbathtub2 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 1,498 | | Initial Market Value | $349,990 | | Price | $349,990 | | Downpayment | $87,498 | | Loan Origination Fees | $0 | | Depreciable Closing Costs | $10,500 | | Other Costs and Fixup | $5,000 | | Approximate Cash Invested | $102,997 | | Minimum Recommended Cash Reserves | $14,000 | | Cost per Square Foot / per Bedroom | $234 / $116,663 | | Monthly Rent per SQFT / per Bedroom | $1.90 / $950 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,850 | $34,200 | | Vacancy Losses | ($228) | ($2,736) | | Operating Income | $2,622 | $31,464 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($583) | ($7,000) | | Insurance | ($87) | ($1,050) | | Management Fees | ($65) | ($780) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($30) | ($360) | | Maintenance | ($57) | ($684) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($823) | ($9,874) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,799 | $21,590 | | - Mortgage Payments | ($1,490) | ($17,885) | | = Cash Flow | $309 | $3,705 | | + Principal Reduction | $295 | $3,536 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $766 | $9,187 | | + One Year Appreciation | $1,458 | $17,500 | | = Gross Equity Income | $2,827 | $33,928 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $262,493 | N/A | | Monthly Payment | $1,490.40 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 5.500% / 2.000% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.81% | | Debt Coverage Ratio | 1.21 | | Annual Gross Rent Multiplier | 10 | | Capitalization Rate | 6.2% | | Cash on Cash Return | 4% | | Return on Investment (ROI) | 24% | | Return on Investment with IIDD | 33% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation June '26 | 3.5% | | Vacancy Rate | 8% | | Management Fee | $65 | | Maintenance Percentage | 2% |
| Comments |
|---|
| -Not exact rendering -Close commute to Chicago and Indiana Dunes -Rate with in house lender -Investor points added for low rate -July close -Unfinished basement |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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