3.99% 7/6 ARM
Peoria, AZ 85383
4bd • 2.5ba • Built: 2026
Rent range $2000 - $2200
| Estimated Square Feet | 1,772 | | Initial Market Value | $449,990 | | Price | $449,990 | | Downpayment | $112,498 | | Loan Origination Fees | $6,750 | | Depreciable Closing Costs | $0 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $119,247 | | Cost per Square Foot / per Bedroom | $254 / $112,498 | | Monthly Rent per SQFT / per Bedroom | $1.19 / $525 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,100 | $25,200 | | Vacancy Losses | ($168) | ($2,016) | | Operating Income | $1,932 | $23,184 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($150) | ($1,800) | | Insurance | ($75) | ($900) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($234) | ($2,808) | | Maintenance | ($42) | ($504) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($501) | ($6,012) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,431 | $17,172 | | - Mortgage Payments | ($1,609) | ($19,312) | | = Cash Flow | ($178) | ($2,140) | | + Principal Reduction | $496 | $5,954 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $844 | $10,125 | | + One Year Appreciation | $2,250 | $26,999 | | = Gross Equity Income | $3,412 | $40,938 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $337,493 | N/A | | Monthly Payment | $1,609.30 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 3.990% / 0.990% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.5% | | Debt Coverage Ratio | 0.89 | | Annual Gross Rent Multiplier | 18 | | Capitalization Rate | 3.8% | | Cash on Cash Return | -2% | | Return on Investment | 26% | | Return on Investment with IIDD | 34% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Projected Inflation Rate | 3.0% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| Prices vary each week, please request additional information for updated pricing & incentives. Cash price $429,990 |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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