Co-Living - Currently Occupied
Arizona
bed8 Bedsbathtub3 Bathscalendar_todayBuilt 1958 | Estimated Square Feet | 2,459 | | Initial Market Value | $485,000 | | Price | $485,000 | | Downpayment | $121,250 | | Loan Origination Fees | $0 | | Depreciable Closing Costs | $19,400 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $140,650 | | Minimum Recommended Cash Reserves | $19,400 | | Cost per Square Foot / per Bedroom | $197 / $60,625 | | Monthly Rent per SQFT / per Bedroom | $2.44 / $750 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $6,000 | $72,000 | | Vacancy Losses | ($480) | ($5,760) | | Operating Income | $5,520 | $66,240 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($141) | ($1,698) | | Insurance | ($101) | ($1,213) | | Management Fees | ($552) | ($6,624) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | $0 | $0 | | Maintenance | ($300) | ($3,600) | | Other (Utilities, Supplies, etc.) | ($1,200) | ($14,400) | | Operating Expenses | ($2,295) | ($27,534) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $3,226 | $38,706 | | - Mortgage Payments | ($2,181) | ($26,170) | | = Cash Flow | $1,045 | $12,536 | | + Principal Reduction | $372 | $4,467 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $1,061 | $12,731 | | + One Year Appreciation | $2,425 | $29,100 | | = Gross Equity Income | $4,903 | $58,834 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $363,750 | N/A | | Monthly Payment | $2,180.87 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 6.000% / 2.500% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 1.24% | | Debt Coverage Ratio | 1.48 | | Annual Gross Rent Multiplier | 7 | | Capitalization Rate | 8.0% | | Cash on Cash Return | 9% | | Return on Investment (ROI) | 33% | | Return on Investment with IIDD | 42% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Gov CPI Inflation June '26 | 3.5% | | Vacancy Rate | 8% | | Management Fee | 10% | | Maintenance Percentage | 5% |
| Comments |
|---|
| Private property management. Other monthly costs include: utilities, deep cleaning fees, toiletries & supplies for house. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
|