Great location!
Arizona
bed3 Bedsbathtub2.5 Bathscalendar_todayBuilt 2008 | Estimated Square Feet | 1,262 | | Initial Market Value | $360,000 | | Price | $360,000 | | Downpayment | $90,000 | | Loan Origination Fees | $5,400 | | Depreciable Closing Costs | $0 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $95,400 | | Minimum Recommended Cash Reserves | $14,400 | | Cost per Square Foot / per Bedroom | $285 / $120,000 | | Monthly Rent per SQFT / per Bedroom | $1.74 / $733 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,200 | $26,400 | | Vacancy Losses | ($176) | ($2,112) | | Operating Income | $2,024 | $24,288 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($120) | ($1,440) | | Insurance | ($60) | ($720) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($104) | ($1,248) | | Maintenance | ($44) | ($528) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($328) | ($3,936) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,696 | $20,352 | | - Mortgage Payments | ($1,406) | ($16,875) | | = Cash Flow | $290 | $3,477 | | + Principal Reduction | $0 | $0 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $788 | $9,450 | | + One Year Appreciation | $1,800 | $21,600 | | = Gross Equity Income | $2,877 | $34,527 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $270,000 | N/A | | Monthly Payment | $1,406.25 | N/A | | Loan Type | Interest Only Fixed | N/A | | Term | 10 Years | N/A | | Nominal / Real Interest Rate | 6.250% / 2.750% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.61% | | Debt Coverage Ratio | 1.21 | | Annual Gross Rent Multiplier | 14 | | Capitalization Rate | 5.7% | | Cash on Cash Return | 4% | | Return on Investment (ROI) | 26% | | Return on Investment with IIDD | 36% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Gov CPI Inflation June '26 | 3.5% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| Community includes: Biking/Walking Path; Children's Playground; Community Spa. Asking price is $370k. Updates include a high-efficiency HVAC replaced in 2024, fresh exterior paint in 2026. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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