New Construction Duplex
Arkansas
bed6 Bedsbathtub3 Bathscalendar_todayBuilt 2025 | Estimated Square Feet | 2,080 | | Initial Market Value | $399,000 | | Price | $399,000 | | Downpayment | $99,750 | | Loan Origination Fees | $2,993 | | Depreciable Closing Costs | $11,970 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $114,713 | | Minimum Recommended Cash Reserves | $15,960 | | Cost per Square Foot / per Bedroom | $192 / $66,500 | | Monthly Rent per SQFT / per Bedroom | $1.46 / $507 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $3,040 | $36,480 | | Vacancy Losses | ($243) | ($2,918) | | Operating Income | $2,797 | $33,562 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($416) | ($4,988) | | Insurance | ($90) | ($1,077) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | $0 | $0 | | Maintenance | ($61) | ($730) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($566) | ($6,794) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $2,231 | $26,767 | | - Mortgage Payments | ($1,891) | ($22,698) | | = Cash Flow | $339 | $4,070 | | + Principal Reduction | $279 | $3,345 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $873 | $10,474 | | + One Year Appreciation | $1,995 | $23,940 | | = Gross Equity Income | $3,486 | $41,828 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $299,250 | N/A | | Monthly Payment | $1,891.46 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 6.500% / 3.000% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.76% | | Debt Coverage Ratio | 1.18 | | Annual Gross Rent Multiplier | 11 | | Capitalization Rate | 6.7% | | Cash on Cash Return | 4% | | Return on Investment (ROI) | 27% | | Return on Investment with IIDD | 36% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Gov CPI Inflation June '26 | 3.5% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| Brand-new 2025 construction duplex . The seller will pay for one full year of professional property management at closing. Each of the two units offers 3 bedrooms, 1.5 baths, and 1,040 sq ft (2,080 sq ft total) with luxury |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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