BEAUTIFUL NEW CONSTRUCTION HOME
Arizona
bed4 Bedsbathtub3 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 2,105 | | Initial Market Value | $531,990 | | Price | $531,990 | | Downpayment | $159,597 | | Loan Origination Fees | $3,724 | | Depreciable Closing Costs | $5,320 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $168,641 | | Minimum Recommended Cash Reserves | $21,280 | | Cost per Square Foot / per Bedroom | $253 / $132,998 | | Monthly Rent per SQFT / per Bedroom | $1.81 / $950 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $3,800 | $45,600 | | Vacancy Losses | ($304) | ($3,648) | | Operating Income | $3,496 | $41,952 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($217) | ($2,607) | | Insurance | ($111) | ($1,330) | | Management Fees | ($86) | ($1,032) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($111) | ($1,332) | | Maintenance | ($76) | ($912) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($601) | ($7,213) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $2,895 | $34,739 | | - Mortgage Payments | ($2,323) | ($27,879) | | = Cash Flow | $572 | $6,860 | | + Principal Reduction | $355 | $4,262 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $1,086 | $13,034 | | + One Year Appreciation | $2,660 | $31,919 | | = Gross Equity Income | $4,673 | $56,075 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 70% | N/A | | Loan Amount | $372,393 | N/A | | Monthly Payment | $2,323.25 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 6.375% / 2.875% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.71% | | Debt Coverage Ratio | 1.25 | | Annual Gross Rent Multiplier | 12 | | Capitalization Rate | 6.5% | | Cash on Cash Return | 4% | | Return on Investment (ROI) | 26% | | Return on Investment with IIDD | 33% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Gov CPI Inflation June '26 | 3.5% | | Vacancy Rate | 8% | | Management Fee | $86 | | Maintenance Percentage | 2% |
| Comments |
|---|
| MASTER PLANNED COMMUNITY - NEW BUILD WITH MOTHER-IN-LAW SUITE 20K DISCOUNT FOR CASH PURCHASE |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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