BEAUTIFUL NEW CONSTRUCTION HOME
bed3 Bedsbathtub2 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 1,177 | | Initial Market Value | $383,990 | | Price | $383,990 | | Downpayment | $115,197 | | Loan Origination Fees | $2,688 | | Depreciable Closing Costs | $3,840 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $121,725 | | Minimum Recommended Cash Reserves | $15,360 | | Cost per Square Foot / per Bedroom | $326 / $127,997 | | Monthly Rent per SQFT / per Bedroom | $2.46 / $967 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,900 | $34,800 | | Vacancy Losses | ($232) | ($2,784) | | Operating Income | $2,668 | $32,016 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($157) | ($1,882) | | Insurance | ($80) | ($960) | | Management Fees | ($86) | ($1,032) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($111) | ($1,332) | | Maintenance | ($58) | ($696) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($492) | ($5,902) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $2,176 | $26,114 | | - Mortgage Payments | ($1,699) | ($20,387) | | = Cash Flow | $477 | $5,727 | | + Principal Reduction | $250 | $3,004 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $784 | $9,408 | | + One Year Appreciation | $1,920 | $23,039 | | = Gross Equity Income | $3,432 | $41,179 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 70% | N/A | | Loan Amount | $268,793 | N/A | | Monthly Payment | $1,698.95 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 6.500% / 3.000% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.76% | | Debt Coverage Ratio | 1.28 | | Annual Gross Rent Multiplier | 11 | | Capitalization Rate | 6.8% | | Cash on Cash Return | 5% | | Return on Investment (ROI) | 26% | | Return on Investment with IIDD | 34% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Gov CPI Inflation June '26 | 3.5% | | Vacancy Rate | 8% | | Management Fee | $86 | | Maintenance Percentage | 2% |
| Comments |
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| MASTER PLANNED COMMUNITY WITH CLUBHOUSE, LAKE, SCHOOL |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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