BEAUTIFUL NEW CONSTRUCTION HOME (copy)
Arizona
bed4 Bedsbathtub3 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 2,105 | | Initial Market Value | $511,990 | | Price | $511,990 | | Downpayment | $153,597 | | Loan Origination Fees | $3,584 | | Depreciable Closing Costs | $5,120 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $162,301 | | Minimum Recommended Cash Reserves | $20,480 | | Cost per Square Foot / per Bedroom | $243 / $127,998 | | Monthly Rent per SQFT / per Bedroom | $1.81 / $950 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $3,800 | $45,600 | | Vacancy Losses | ($304) | ($3,648) | | Operating Income | $3,496 | $41,952 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($209) | ($2,509) | | Insurance | ($107) | ($1,280) | | Management Fees | ($86) | ($1,032) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($111) | ($1,332) | | Maintenance | ($76) | ($912) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($589) | ($7,065) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $2,907 | $34,887 | | - Mortgage Payments | ($2,236) | ($26,831) | | = Cash Flow | $671 | $8,056 | | + Principal Reduction | $342 | $4,102 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $1,045 | $12,544 | | + One Year Appreciation | $2,560 | $30,719 | | = Gross Equity Income | $4,618 | $55,421 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 70% | N/A | | Loan Amount | $358,393 | N/A | | Monthly Payment | $2,235.91 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 6.375% / 2.875% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.74% | | Debt Coverage Ratio | 1.30 | | Annual Gross Rent Multiplier | 11 | | Capitalization Rate | 6.8% | | Cash on Cash Return | 5% | | Return on Investment (ROI) | 26% | | Return on Investment with IIDD | 34% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Gov CPI Inflation June '26 | 3.5% | | Vacancy Rate | 8% | | Management Fee | $86 | | Maintenance Percentage | 2% |
| Comments |
|---|
| MASTER PLANNED COMMUNITY - NEW BUILD WITH MOTHER-IN-LAW SUITE 20K DISCOUNT FOR CASH PURCHASE | *Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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