Brand New Modern Single Family Home in Guthrie
Guthrie, OK 73044
3 bdrm / 2 bath - Built in 2026
Estimated Square Feet1,200
Initial Market Value$244,900
Price$244,900
Downpayment $61,225
Loan Origination Fees $1,837
Depreciable Closing Costs $7,347
Other Costs and Fixup$0
Approximate Cash Invested $70,409
Minimum Recommended Cash Reserves $9,796
Cost per Square Foot / per Bedroom $204 / $81,633
Monthly Rent per SQFT / per Bedroom $1.41 / $563
Projected IncomeMonthlyAnnual
Projected Rent$1,690$20,280
Vacancy Losses ($135)($1,622)
Operating Income $1,555$18,658
Estimated ExpensesMonthlyAnnual
Property Taxes($224)($2,694)
Insurance($92)($1,102)
Management Fees$0$0
Leasing/Advertising Fees$0$0
Association Fees$0$0
Maintenance($34)($406)
Other (Utilities, Supplies, etc.)$0$0
Operating Expenses ($350)($4,202)
Net PerformanceMonthlyAnnual
Net Operating Income $1,205$14,456
- Mortgage Payments($957)($11,480)
= Cash Flow $248$2,976
+ Principal Reduction $0$0
+ Inflation Induced Debt Destruction® (IIDD) - Beta $459$5,510
+ One Year Appreciation $1,225$14,694
= Gross Equity Income $1,932$23,181
3bd • 2ba • Built: 2026
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$183,675N/A
Monthly Payment$956.64N/A
Loan TypeInterest Only FixedN/A
Term10 YearsN/A
Nominal / Real Interest Rate 6.250% / 3.250%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)0.69%
Debt Coverage Ratio 1.26
Annual Gross Rent Multiplier12
Capitalization Rate 5.9%
Cash on Cash Return 4%
Return on Investment 25%
Return on Investment with IIDD 33%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate6.0%
Projected Inflation Rate3.0%
Vacancy Rate8%
Management Fee0%
Maintenance Percentage2%
Comments
Located in Guthrie, this charming 3-bedroom, 2-bath home features a spacious layout, modern finishes, and a quiet neighborhood setting.
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.