Brand New Modern Single Family Home in Guthrie
Guthrie, OK 73044
3bd • 2ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $20,280 | $20,888 | $21,515 | $22,161 | $22,825 | $23,510 | $24,215 | $24,942 | $25,690 | $26,461 |
| Vacancy Losses | ($1,622) | ($1,671) | ($1,721) | ($1,773) | ($1,826) | ($1,881) | ($1,937) | ($1,995) | ($2,055) | ($2,117) |
| Operating Income | $18,658 | $19,217 | $19,794 | $20,388 | $20,999 | $21,629 | $22,278 | $22,946 | $23,635 | $24,344 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($2,694) | ($2,775) | ($2,858) | ($2,944) | ($3,032) | ($3,123) | ($3,217) | ($3,313) | ($3,413) | ($3,515) |
| Insurance | ($1,102) | ($1,135) | ($1,169) | ($1,204) | ($1,240) | ($1,278) | ($1,316) | ($1,355) | ($1,396) | ($1,438) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($406) | ($418) | ($430) | ($443) | ($457) | ($470) | ($484) | ($499) | ($514) | ($529) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($4,202) | ($4,328) | ($4,457) | ($4,591) | ($4,729) | ($4,871) | ($5,017) | ($5,167) | ($5,322) | ($5,482) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $14,456 | $14,890 | $15,336 | $15,797 | $16,270 | $16,759 | $17,261 | $17,779 | $18,312 | $18,862 |
| - Mortgage Payments | ($11,480) | ($11,480) | ($11,480) | ($11,480) | ($11,480) | ($11,480) | ($11,480) | ($11,480) | ($11,480) | ($11,480) |
| = Cash Flow | $2,976 | $3,410 | $3,857 | $4,317 | $4,791 | $5,279 | $5,782 | $6,299 | $6,833 | $7,382 |
| + Principal Reduction | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| + Appreciation | $14,694 | $15,576 | $16,510 | $17,501 | $18,551 | $19,664 | $20,844 | $22,094 | $23,420 | $24,825 |
| = Gross Equity Income | $17,670 | $18,986 | $20,367 | $21,818 | $23,342 | $24,943 | $26,625 | $28,394 | $30,253 | $32,207 |
| Capitalization Rate | 5.6% | 5.4% | 5.3% | 5.1% | 5.0% | 4.8% | 4.7% | 4.6% | 4.4% | 4.3% |
| Cash on Cash Return | 4.2% | 4.8% | 5.5% | 6.1% | 6.8% | 7.5% | 8.2% | 8.9% | 9.7% | 10.5% |
| Return on Equity | 23.3% | 20.8% | 18.9% | 17.4% | 16.2% | 15.2% | 14.4% | 13.7% | 13.1% | 12.6% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $259,594 | $275,170 | $291,680 | $309,181 | $327,731 | $347,395 | $368,239 | $390,333 | $413,753 | $438,579 |
| - Loan Balance | ($183,675) | ($183,675) | ($183,675) | ($183,675) | ($183,675) | ($183,675) | ($183,675) | ($183,675) | ($183,675) | ($183,675) |
| = Equity | $75,919 | $91,495 | $108,005 | $125,506 | $144,056 | $163,720 | $184,564 | $206,658 | $230,078 | $254,904 |
| Loan-to-Value Ratio | 70.8% | 66.7% | 63.0% | 59.4% | 56.0% | 52.9% | 49.9% | 47.1% | 44.4% | 41.9% |
| Potential Cash-Out Refi | $11,021 | $22,702 | $35,085 | $48,210 | $62,124 | $76,871 | $92,504 | $109,075 | $126,640 | $145,259 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $75,919 | $91,495 | $108,005 | $125,506 | $144,056 | $163,720 | $184,564 | $206,658 | $230,078 | $254,904 |
| - Closing Costs | ($18,172) | ($19,262) | ($20,418) | ($21,643) | ($22,941) | ($24,318) | ($25,777) | ($27,323) | ($28,963) | ($30,701) |
| = Proceeds After Sale | $57,747 | $72,233 | $87,587 | $103,863 | $121,115 | $139,403 | $158,787 | $179,335 | $201,116 | $224,203 |
| + Cumulative Cash Flow | $2,976 | $6,386 | $10,243 | $14,560 | $19,351 | $24,630 | $30,411 | $36,711 | $43,543 | $50,926 |
| - Approximate Cash Invested | ($70,409) | ($70,409) | ($70,409) | ($70,409) | ($70,409) | ($70,409) | ($70,409) | ($70,409) | ($70,409) | ($70,409) |
| = Net Profit | ($9,685) | $8,210 | $27,422 | $48,014 | $70,057 | $93,623 | $118,790 | $145,637 | $174,250 | $204,720 |
| Internal Rate of Return | -13.8% | 5.8% | 12.0% | 14.6% | 15.8% | 16.4% | 16.6% | 16.6% | 16.5% | 16.4% |
| Return on Investment | -13.8% | 11.7% | 38.9% | 68.2% | 99.5% | 133.0% | 168.7% | 206.8% | 247.5% | 290.8% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.