Brand New SFH in A+ Area
Yukon, OK 73099
4bd • 2ba • Built: 2025
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $24,900 | $25,647 | $26,416 | $27,209 | $28,025 | $28,866 | $29,732 | $30,624 | $31,543 | $32,489 |
| Vacancy Losses | ($1,992) | ($2,052) | ($2,113) | ($2,177) | ($2,242) | ($2,309) | ($2,379) | ($2,450) | ($2,523) | ($2,599) |
| Operating Income | $22,908 | $23,595 | $24,303 | $25,032 | $25,783 | $26,557 | $27,353 | $28,174 | $29,019 | $29,890 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($3,931) | ($4,049) | ($4,171) | ($4,296) | ($4,425) | ($4,557) | ($4,694) | ($4,835) | ($4,980) | ($5,129) |
| Insurance | ($1,164) | ($1,199) | ($1,235) | ($1,272) | ($1,310) | ($1,349) | ($1,389) | ($1,431) | ($1,474) | ($1,518) |
| Management Fees | ($150) | ($155) | ($159) | ($164) | ($169) | ($174) | ($179) | ($184) | ($190) | ($196) |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($498) | ($513) | ($528) | ($544) | ($561) | ($577) | ($595) | ($612) | ($631) | ($650) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($5,743) | ($5,915) | ($6,093) | ($6,275) | ($6,464) | ($6,658) | ($6,857) | ($7,063) | ($7,275) | ($7,493) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $17,165 | $17,680 | $18,210 | $18,757 | $19,319 | $19,899 | $20,496 | $21,111 | $21,744 | $22,397 |
| - Mortgage Payments | ($15,304) | ($15,304) | ($15,304) | ($15,304) | ($15,304) | ($15,304) | ($15,304) | ($15,304) | ($15,304) | ($15,304) |
| = Cash Flow | $1,861 | $2,376 | $2,906 | $3,453 | $4,015 | $4,595 | $5,192 | $5,807 | $6,440 | $7,092 |
| + Principal Reduction | $2,340 | $2,493 | $2,657 | $2,831 | $3,017 | $3,215 | $3,426 | $3,651 | $3,891 | $4,146 |
| + Appreciation | $18,870 | $20,002 | $21,202 | $22,474 | $23,823 | $25,252 | $26,767 | $28,374 | $30,076 | $31,880 |
| = Gross Equity Income | $23,071 | $24,871 | $26,766 | $28,758 | $30,855 | $33,062 | $35,386 | $37,832 | $40,407 | $43,119 |
| Capitalization Rate | 5.1% | 5.0% | 4.9% | 4.7% | 4.6% | 4.5% | 4.3% | 4.2% | 4.1% | 4.0% |
| Cash on Cash Return | 1.5% | 1.9% | 2.3% | 2.7% | 3.2% | 3.7% | 4.1% | 4.6% | 5.1% | 5.6% |
| Return on Equity | 17.6% | 16.2% | 15.1% | 14.2% | 13.4% | 12.8% | 12.3% | 11.8% | 11.4% | 11.0% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $333,370 | $353,372 | $374,575 | $397,049 | $420,872 | $446,124 | $472,892 | $501,265 | $531,341 | $563,222 |
| - Loan Balance | ($202,085) | ($199,592) | ($196,935) | ($194,104) | ($191,087) | ($187,871) | ($184,445) | ($180,794) | ($176,903) | ($172,756) |
| = Equity | $131,285 | $153,780 | $177,639 | $202,945 | $229,785 | $258,253 | $288,447 | $320,472 | $354,439 | $390,465 |
| Loan-to-Value Ratio | 60.6% | 56.5% | 52.6% | 48.9% | 45.4% | 42.1% | 39.0% | 36.1% | 33.3% | 30.7% |
| Potential Cash-Out Refi | $47,942 | $65,437 | $83,996 | $103,683 | $124,567 | $146,722 | $170,224 | $195,155 | $221,603 | $249,660 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $131,285 | $153,780 | $177,639 | $202,945 | $229,785 | $258,253 | $288,447 | $320,472 | $354,439 | $390,465 |
| - Closing Costs | ($23,336) | ($24,736) | ($26,220) | ($27,793) | ($29,461) | ($31,229) | ($33,102) | ($35,089) | ($37,194) | ($39,426) |
| = Proceeds After Sale | $107,949 | $129,044 | $151,419 | $175,152 | $200,324 | $227,024 | $255,344 | $285,383 | $317,245 | $351,040 |
| + Cumulative Cash Flow | $1,861 | $4,237 | $7,143 | $10,596 | $14,611 | $19,206 | $24,398 | $30,204 | $36,644 | $43,737 |
| - Approximate Cash Invested | ($125,800) | ($125,800) | ($125,800) | ($125,800) | ($125,800) | ($125,800) | ($125,800) | ($125,800) | ($125,800) | ($125,800) |
| = Net Profit | ($15,990) | $7,481 | $32,762 | $59,947 | $89,135 | $120,430 | $153,942 | $189,787 | $228,089 | $268,977 |
| Internal Rate of Return | -12.7% | 3.0% | 8.1% | 10.5% | 11.6% | 12.3% | 12.6% | 12.8% | 12.8% | 12.8% |
| Return on Investment | -12.7% | 5.9% | 26.0% | 47.7% | 70.9% | 95.7% | 122.4% | 150.9% | 181.3% | 213.8% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.