New Construction in Huntsville Metro
Alabama
bed4 Bedsbathtub3 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 1,942 | | Initial Market Value | $354,250 | | Price | $354,250 | | Downpayment | $88,563 | | Loan Origination Fees | $2,657 | | Depreciable Closing Costs | $3,543 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $94,762 | | Minimum Recommended Cash Reserves | $14,170 | | Cost per Square Foot / per Bedroom | $182 / $88,563 | | Monthly Rent per SQFT / per Bedroom | $1.13 / $550 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,200 | $26,400 | | Vacancy Losses | ($176) | ($2,112) | | Operating Income | $2,024 | $24,288 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($192) | ($2,303) | | Insurance | ($133) | ($1,594) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($55) | ($660) | | Maintenance | ($66) | ($792) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($446) | ($5,349) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,578 | $18,939 | | - Mortgage Payments | ($1,425) | ($17,096) | | = Cash Flow | $154 | $1,844 | | + Principal Reduction | $327 | $3,927 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $775 | $9,299 | | + One Year Appreciation | $1,771 | $21,255 | | = Gross Equity Income | $3,027 | $36,325 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $265,688 | N/A | | Monthly Payment | $1,424.64 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 4.990% / 1.490% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.62% | | Debt Coverage Ratio | 1.11 | | Annual Gross Rent Multiplier | 13 | | Capitalization Rate | 5.3% | | Cash on Cash Return | 2% | | Return on Investment (ROI) | 29% | | Return on Investment with IIDD | 38% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Gov CPI Inflation June '26 | 3.5% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 3% |
| Comments |
|---|
| New construction. Cash purchase incentives available, up to $30k off! Up to 2% in seller concessions on financed purchase with in-house lender. Up to 6% in seller concessions with DSCR mortgage! |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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