New Construction in Huntsville Metro
Alabama
bed4 Bedsbathtub3 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 1,942 | | Initial Market Value | $326,150 | | Price | $326,150 | | Downpayment | $81,538 | | Loan Origination Fees | $2,446 | | Depreciable Closing Costs | $3,262 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $87,245 | | Minimum Recommended Cash Reserves | $13,046 | | Cost per Square Foot / per Bedroom | $168 / $81,538 | | Monthly Rent per SQFT / per Bedroom | $1.00 / $488 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $1,950 | $23,400 | | Vacancy Losses | ($156) | ($1,872) | | Operating Income | $1,794 | $21,528 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($177) | ($2,120) | | Insurance | ($122) | ($1,468) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($42) | ($504) | | Maintenance | ($59) | ($702) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($399) | ($4,794) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,395 | $16,734 | | - Mortgage Payments | ($1,312) | ($15,740) | | = Cash Flow | $83 | $995 | | + Principal Reduction | $301 | $3,615 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $713 | $8,561 | | + One Year Appreciation | $1,631 | $19,569 | | = Gross Equity Income | $2,728 | $32,741 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $244,613 | N/A | | Monthly Payment | $1,311.64 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 4.990% / 1.490% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.60% | | Debt Coverage Ratio | 1.06 | | Annual Gross Rent Multiplier | 14 | | Capitalization Rate | 5.1% | | Cash on Cash Return | 1% | | Return on Investment (ROI) | 28% | | Return on Investment with IIDD | 38% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6.0% | | Gov CPI Inflation June '26 | 3.5% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 3% |
| Comments |
|---|
| New construction. Cash purchase incentives available, up to $35k off! Up to 2% in seller concessions on financed purchase with in-house lender. Up to 6% in seller concessions with DSCR mortgage! |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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