Brand New Duplex with Garage in Chickasha
Oklahoma
4bd • 4ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $31,680 | $32,630 | $33,609 | $34,618 | $35,656 | $36,726 | $37,828 | $38,962 | $40,131 | $41,335 |
| Vacancy Losses | ($2,534) | ($2,610) | ($2,689) | ($2,769) | ($2,852) | ($2,938) | ($3,026) | ($3,117) | ($3,211) | ($3,307) |
| Operating Income | $29,146 | $30,020 | $30,921 | $31,848 | $32,804 | $33,788 | $34,801 | $35,845 | $36,921 | $38,028 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($4,140) | ($4,285) | ($4,435) | ($4,590) | ($4,751) | ($4,917) | ($5,089) | ($5,267) | ($5,452) | ($5,642) |
| Insurance | ($1,380) | ($1,428) | ($1,478) | ($1,530) | ($1,584) | ($1,639) | ($1,696) | ($1,756) | ($1,817) | ($1,881) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($634) | ($656) | ($679) | ($702) | ($727) | ($753) | ($779) | ($806) | ($834) | ($864) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($6,154) | ($6,369) | ($6,592) | ($6,823) | ($7,061) | ($7,309) | ($7,564) | ($7,829) | ($8,103) | ($8,387) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $22,992 | $23,651 | $24,329 | $25,026 | $25,742 | $26,479 | $27,237 | $28,016 | $28,818 | $29,642 |
| - Mortgage Payments | ($17,009) | ($17,009) | ($17,009) | ($17,009) | ($17,009) | ($17,009) | ($17,009) | ($17,009) | ($17,009) | ($17,009) |
| = Cash Flow | $5,983 | $6,642 | $7,320 | $8,017 | $8,733 | $9,470 | $10,228 | $11,007 | $11,809 | $12,633 |
| + Principal Reduction | $2,506 | $2,674 | $2,853 | $3,045 | $3,248 | $3,466 | $3,698 | $3,946 | $4,210 | $4,492 |
| + Appreciation | $20,700 | $21,942 | $23,259 | $24,654 | $26,133 | $27,701 | $29,363 | $31,125 | $32,993 | $34,972 |
| = Gross Equity Income | $29,190 | $31,258 | $33,432 | $35,715 | $38,115 | $40,638 | $43,290 | $46,078 | $49,011 | $52,097 |
| Capitalization Rate | 6.3% | 6.1% | 5.9% | 5.7% | 5.6% | 5.4% | 5.3% | 5.1% | 4.9% | 4.8% |
| Cash on Cash Return | 4.3% | 4.8% | 5.3% | 5.8% | 6.3% | 6.9% | 7.4% | 8.0% | 8.6% | 9.2% |
| Return on Equity | 20.3% | 18.5% | 17.2% | 16.1% | 15.1% | 14.4% | 13.7% | 13.1% | 12.6% | 12.2% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $365,700 | $387,642 | $410,901 | $435,555 | $461,688 | $489,389 | $518,752 | $549,878 | $582,870 | $617,842 |
| - Loan Balance | ($221,744) | ($219,069) | ($216,216) | ($213,171) | ($209,923) | ($206,457) | ($202,759) | ($198,813) | ($194,603) | ($190,111) |
| = Equity | $143,956 | $168,573 | $194,685 | $222,383 | $251,765 | $282,932 | $315,994 | $351,065 | $388,267 | $427,731 |
| Loan-to-Value Ratio | 60.6% | 56.5% | 52.6% | 48.9% | 45.5% | 42.2% | 39.1% | 36.2% | 33.4% | 30.8% |
| Potential Cash-Out Refi | $52,531 | $71,662 | $91,960 | $113,495 | $136,343 | $160,585 | $186,306 | $213,595 | $242,550 | $273,271 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $143,956 | $168,573 | $194,685 | $222,383 | $251,765 | $282,932 | $315,994 | $351,065 | $388,267 | $427,731 |
| - Closing Costs | ($25,599) | ($27,135) | ($28,763) | ($30,489) | ($32,318) | ($34,257) | ($36,313) | ($38,491) | ($40,801) | ($43,249) |
| = Proceeds After Sale | $118,357 | $141,438 | $165,922 | $191,894 | $219,447 | $248,675 | $279,681 | $312,573 | $347,466 | $384,483 |
| + Cumulative Cash Flow | $5,983 | $12,625 | $19,945 | $27,962 | $36,695 | $46,165 | $56,393 | $67,401 | $79,209 | $91,842 |
| - Approximate Cash Invested | ($138,000) | ($138,000) | ($138,000) | ($138,000) | ($138,000) | ($138,000) | ($138,000) | ($138,000) | ($138,000) | ($138,000) |
| = Net Profit | ($13,659) | $16,063 | $47,867 | $81,856 | $118,142 | $156,840 | $198,074 | $241,974 | $288,676 | $338,325 |
| Internal Rate of Return | -9.9% | 5.8% | 10.8% | 13.0% | 14.1% | 14.6% | 14.9% | 15.0% | 15.0% | 14.9% |
| Return on Investment | -9.9% | 11.6% | 34.7% | 59.3% | 85.6% | 113.7% | 143.5% | 175.3% | 209.2% | 245.2% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.