Great incentives!
Indianapolis, IN 46239
4bd • 2.5ba • Built: 2025
Rent range $2200 - $2500
Estimated Square Feet2,346
Initial Market Value$353,900
Price$353,900
Downpayment $88,475
Loan Origination Fees $5,309
Depreciable Closing Costs $10,617
Other Costs and Fixup$0
Approximate Cash Invested $104,401
Cost per Square Foot / per Bedroom $151 / $88,475
Monthly Rent per SQFT / per Bedroom $0.98 / $575
Projected IncomeMonthlyAnnual
Projected Rent$2,300$27,600
Vacancy Losses ($184)($2,208)
Operating Income $2,116$25,392
Estimated ExpensesMonthlyAnnual
Property Taxes($590)($7,078)
Insurance($88)($1,062)
Management Fees($169)($2,031)
Leasing/Advertising Fees$0$0
Association Fees($90)($1,080)
Maintenance($46)($552)
Other (Utilities, Supplies, etc.)$0$0
Operating Expenses ($984)($11,803)
Net PerformanceMonthlyAnnual
Net Operating Income $1,132$13,589
- Mortgage Payments($1,089)($13,065)
= Cash Flow $44$524
+ Principal Reduction $236$2,830
+ Inflation Induced Debt Destruction® (IIDD) - Beta $664$7,963
+ First-Year Appreciation $1,770$21,234
= Gross Equity Income $2,713$32,550
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$265,425N/A
Monthly Payment$1,088.77N/A
Loan TypeAmortizing ARMN/A
Term7 YearsN/A
Nominal / Real Interest Rate 3.875% / 0.875%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)0.6%
Debt Coverage Ratio 1.04
Annual Gross Rent Multiplier13
Capitalization Rate 3.8%
Cash on Cash Return 1%
Return on Investment 24%
Return on Investment with IIDD 31%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate6%
Projected Inflation Rate3%
Vacancy Rate8%
Management Fee8%
Maintenance Percentage2%
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.