Desirable area!
Indianapolis, IN 46239
5bd • 3ba • Built: 2025
Rent range - $2300 - $2600
| Estimated Square Feet | 2,600 | | Initial Market Value | $368,900 | | Price | $368,900 | | Downpayment | $92,225 | | Loan Origination Fees | $5,534 | | Depreciable Closing Costs | $11,067 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $108,826 | | Cost per Square Foot / per Bedroom | $142 / $73,780 | | Monthly Rent per SQFT / per Bedroom | $0.92 / $480 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,400 | $28,800 | | Vacancy Losses | ($192) | ($2,304) | | Operating Income | $2,208 | $26,496 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($615) | ($7,378) | | Insurance | ($92) | ($1,107) | | Management Fees | ($177) | ($2,120) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($90) | ($1,080) | | Maintenance | ($48) | ($576) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($1,022) | ($12,260) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,186 | $14,236 | | - Mortgage Payments | ($1,135) | ($13,619) | | = Cash Flow | $51 | $617 | | + Principal Reduction | $246 | $2,950 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $692 | $8,300 | | + First-Year Appreciation | $1,845 | $22,134 | | = Gross Equity Income | $2,833 | $34,001 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $276,675 | N/A | | Monthly Payment | $1,134.92 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 3.875% / 0.875% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.7% | | Debt Coverage Ratio | 1.05 | | Annual Gross Rent Multiplier | 13 | | Capitalization Rate | 3.9% | | Cash on Cash Return | 1% | | Return on Investment | 24% | | Return on Investment with IIDD | 31% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6% | | Projected Inflation Rate | 3% | | Vacancy Rate | 8% | | Management Fee | 8% | | Maintenance Percentage | 2% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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