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Excellent Cash Flow

Decatur, GA 30032
8 bedrooms 5 bathrooms 1974 year built 2025 year remodeled
Turnkey Co-Living 22
Projected IncomeYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Projected Rent$91,512$94,257$97,085$99,998$102,998$106,087$109,270$112,548$115,925$119,402
Vacancy Losses($10,981)($11,311)($11,650)($12,000)($12,360)($12,730)($13,112)($13,506)($13,911)($14,328)
Operating Income$80,531$82,946$85,435$87,998$90,638$93,357$96,158$99,042$102,014$105,074
Estimated ExpensesYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Property Taxes($6,558)($6,755)($6,958)($7,167)($7,382)($7,603)($7,831)($8,066)($8,308)($8,557)
Insurance($2,050)($2,111)($2,174)($2,240)($2,307)($2,376)($2,447)($2,521)($2,596)($2,674)
Management Fees($12,885)($13,271)($13,670)($14,080)($14,502)($14,937)($15,385)($15,847)($16,322)($16,812)
Leasing/Advertising Fees$0$0$0$0$0$0$0$0$0$0
Association Fees$0$0$0$0$0$0$0$0$0$0
Maintenance($5,491)($5,655)($5,825)($6,000)($6,180)($6,365)($6,556)($6,753)($6,955)($7,164)
Other($11,400)($11,742)($12,094)($12,457)($12,831)($13,216)($13,612)($14,021)($14,441)($14,874)
Operating Expenses($38,384)($39,535)($40,721)($41,943)($43,201)($44,497)($45,832)($47,207)($48,623)($50,082)
Income AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Net Operating Income$42,147$43,411$44,714$46,055$47,437$48,860$50,326$51,836$53,391$54,992
- Mortgage Payments($23,927)($23,927)($23,927)($23,927)($23,927)($23,927)($23,927)($23,927)($23,927)($23,927)
= Cash Flow$18,220$19,484$20,786$22,128$23,509$24,933$26,398$27,908$29,463$31,065
+ Principal Reduction$3,276$3,504$3,748$4,009$4,289$4,587$4,907$5,248$5,614$6,005
+ Appreciation$24,594$26,070$27,634$29,292$31,049$32,912$34,887$36,980$39,199$41,551
= Gross Equity Income$46,090$49,058$52,169$55,429$58,847$62,432$66,192$70,137$74,276$78,621
Capitalization Rate9.7%9.4%9.2%8.9%8.6%8.4%8.2%7.9%7.7%7.5%
Cash on Cash Return15.8%16.9%18.0%19.2%20.4%21.6%22.9%24.2%25.6%26.9%
Return on Equity35.4%30.7%27.3%24.7%22.6%21.0%19.6%18.5%17.5%16.7%
Loan AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Market Value$434,494$460,564$488,197$517,489$548,539$581,451$616,338$653,318$692,517$734,068
- Loan Balance($304,149)($300,644)($296,896)($292,886)($288,598)($284,010)($279,104)($273,855)($268,242)($262,237)
= Equity$130,345$159,919$191,302$224,603$259,941$297,441$337,234$379,463$424,276$471,831
Loan-to-Value Ratio70.0%65.3%60.8%56.6%52.6%48.8%45.3%41.9%38.7%35.7%
Potential Cash-Out Refi$86,896$113,863$142,482$172,854$205,087$239,296$275,601$314,131$355,024$398,425
Sale AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Equity$130,345$159,919$191,302$224,603$259,941$297,441$337,234$379,463$424,276$471,831
- Closing Costs($30,415)($32,239)($34,174)($36,224)($38,398)($40,702)($43,144)($45,732)($48,476)($51,385)
= Proceeds After Sale$99,931$127,680$157,128$188,379$221,543$256,739$294,091$333,731$375,800$420,447
+ Cumulative Cash Flow$18,220$37,704$58,490$80,618$104,127$129,060$155,458$183,367$212,830$243,895
- Approximate Cash Invested($115,284)($115,284)($115,284)($115,284)($115,284)($115,284)($115,284)($115,284)($115,284)($115,284)
= Net Profit$2,866$50,099$100,334$153,712$210,386$270,515$334,265$401,813$473,345$549,057
Internal Rate of Return2.5%21.2%26.2%27.7%28.1%28.0%27.7%27.3%26.8%26.4%
Return on Investment2.5%43.5%87.0%133.3%182.5%234.6%289.9%348.5%410.6%476.3%
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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