New Construction in Huntsville Metro - Townhouse
Madison, AL 35757
3bd • 2ba • Built: 2026
Excellent location - shopping & restaurants
| Square Feet | 2,369 | | Initial Market Value | $372,395 | | Purchase Price | $372,395 | | Downpayment | $93,099 | | Loan Origination Fees | $2,793 | | Depreciable Closing Costs | $9,310 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $105,202 | | Cost per Square Foot | $157 | | Monthly Rent per Square Foot | $0.84 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,000 | $24,000 | | Vacancy Losses | ($160) | ($1,920) | | Operating Income | $1,840 | $22,080 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($202) | ($2,421) | | Insurance | ($130) | ($1,564) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($150) | ($1,800) | | Maintenance | ($40) | ($480) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($522) | ($6,265) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,318 | $15,815 | | - Mortgage Payments | ($1,415) | ($16,982) | | = Cash Flow | ($97) | ($1,166) | | + Principal Reduction | $375 | $4,506 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $698 | $8,379 | | + First-Year Appreciation | $1,862 | $22,344 | | = Gross Equity Income | $2,838 | $34,062 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | 0% | | Loan Amount | $279,296 | $0 | | Monthly Payment | $1,415.15 | $0.00 | | Loan Type | Amortizing ARM | | | Term | 7 Years | | | Interest Rate | 4.500% | 0.000% | | Monthly PMI | $0 | |
| Financial Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.5% | | Debt Coverage Ratio | 0.93 | | Annual Gross Rent Multiplier | 16 | | Capitalization Rate | 4.2% | | Cash on Cash Return | -1% | | Return on Investment | 24% | | Return on Investment with IIDD | 32% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions | |
|---|
| Projected Appreciation Rate | 6% | | Projected Inflation Rate | 3% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| New construction. Cash purchase incentives available. Up to 2% in seller concessions on financed purchase. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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