New Construction in Huntsville Metro
Madison, AL 35757
4bd • 3ba • Built: 2026
Convenient to shopping and restaurants!
| Square Feet | 1,942 | | Initial Market Value | $379,500 | | Purchase Price | $379,500 | | Downpayment | $94,875 | | Loan Origination Fees | $2,846 | | Depreciable Closing Costs | $9,488 | | Other Costs and Fixup | $7,000 | | Approximate Cash Invested | $114,209 | | Cost per Square Foot | $195 | | Monthly Rent per Square Foot | $1.16 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,250 | $27,000 | | Vacancy Losses | ($180) | ($2,160) | | Operating Income | $2,070 | $24,840 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($206) | ($2,467) | | Insurance | ($133) | ($1,594) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($54) | ($648) | | Maintenance | ($45) | ($540) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($437) | ($5,249) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,633 | $19,591 | | - Mortgage Payments | ($1,442) | ($17,306) | | = Cash Flow | $190 | $2,286 | | + Principal Reduction | $383 | $4,592 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $712 | $8,539 | | + First-Year Appreciation | $1,898 | $22,770 | | = Gross Equity Income | $3,182 | $38,186 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | 0% | | Loan Amount | $284,625 | $0 | | Monthly Payment | $1,442.15 | $0.00 | | Loan Type | Amortizing ARM | | | Term | 7 Years | | | Interest Rate | 4.500% | 0.000% | | Monthly PMI | $0 | |
| Financial Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.6% | | Debt Coverage Ratio | 1.13 | | Annual Gross Rent Multiplier | 14 | | Capitalization Rate | 5.2% | | Cash on Cash Return | 2% | | Return on Investment | 26% | | Return on Investment with IIDD | 33% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions | |
|---|
| Projected Appreciation Rate | 6% | | Projected Inflation Rate | 3% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| New construction. Excellent location! Cash purchase incentives available. Up to 2% in seller concessions on financed purchase. One time HOA fee of $7,000 at closing. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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