Brand New SFH in A+ Area
Yukon, OK 73099
4bd • 2ba • Built: 2025
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $22,740 | $23,422 | $24,125 | $24,849 | $25,594 | $26,362 | $27,153 | $27,967 | $28,806 | $29,671 |
| Vacancy Losses | ($1,819) | ($1,874) | ($1,930) | ($1,988) | ($2,048) | ($2,109) | ($2,172) | ($2,237) | ($2,305) | ($2,374) |
| Operating Income | $20,921 | $21,548 | $22,195 | $22,861 | $23,547 | $24,253 | $24,981 | $25,730 | $26,502 | $27,297 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($3,749) | ($3,861) | ($3,977) | ($4,096) | ($4,219) | ($4,346) | ($4,476) | ($4,610) | ($4,749) | ($4,891) |
| Insurance | ($1,140) | ($1,174) | ($1,209) | ($1,245) | ($1,283) | ($1,321) | ($1,361) | ($1,402) | ($1,444) | ($1,487) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($455) | ($468) | ($482) | ($497) | ($512) | ($527) | ($543) | ($559) | ($576) | ($593) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($5,343) | ($5,503) | ($5,669) | ($5,839) | ($6,014) | ($6,194) | ($6,380) | ($6,571) | ($6,769) | ($6,972) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $15,578 | $16,045 | $16,526 | $17,022 | $17,533 | $18,059 | $18,601 | $19,159 | $19,733 | $20,325 |
| - Mortgage Payments | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) |
| = Cash Flow | $1,568 | $2,035 | $2,517 | $3,012 | $3,523 | $4,049 | $4,591 | $5,149 | $5,724 | $6,316 |
| + Principal Reduction | $2,398 | $2,546 | $2,703 | $2,869 | $3,046 | $3,233 | $3,432 | $3,644 | $3,868 | $4,106 |
| + Appreciation | $17,994 | $19,074 | $20,218 | $21,431 | $22,717 | $24,080 | $25,525 | $27,056 | $28,680 | $30,400 |
| = Gross Equity Income | $21,960 | $23,655 | $25,437 | $27,313 | $29,286 | $31,362 | $33,548 | $35,849 | $38,271 | $40,822 |
| Capitalization Rate | 4.9% | 4.8% | 4.6% | 4.5% | 4.4% | 4.2% | 4.1% | 4.0% | 3.9% | 3.8% |
| Cash on Cash Return | 1.3% | 1.7% | 2.1% | 2.5% | 2.9% | 3.4% | 3.8% | 4.3% | 4.8% | 5.3% |
| Return on Equity | 17.5% | 16.1% | 15.0% | 14.1% | 13.3% | 12.7% | 12.1% | 11.7% | 11.3% | 10.9% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $317,894 | $336,968 | $357,186 | $378,617 | $401,334 | $425,414 | $450,939 | $477,995 | $506,675 | $537,075 |
| - Loan Balance | ($192,537) | ($189,991) | ($187,288) | ($184,419) | ($181,373) | ($178,140) | ($174,707) | ($171,064) | ($167,196) | ($163,089) |
| = Equity | $125,357 | $146,977 | $169,898 | $194,198 | $219,961 | $247,274 | $276,231 | $306,931 | $339,479 | $373,986 |
| Loan-to-Value Ratio | 60.6% | 56.4% | 52.4% | 48.7% | 45.2% | 41.9% | 38.7% | 35.8% | 33.0% | 30.4% |
| Potential Cash-Out Refi | $45,884 | $62,735 | $80,601 | $99,544 | $119,627 | $140,921 | $163,497 | $187,433 | $212,810 | $239,717 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $125,357 | $146,977 | $169,898 | $194,198 | $219,961 | $247,274 | $276,231 | $306,931 | $339,479 | $373,986 |
| - Closing Costs | ($22,253) | ($23,588) | ($25,003) | ($26,503) | ($28,093) | ($29,779) | ($31,566) | ($33,460) | ($35,467) | ($37,595) |
| = Proceeds After Sale | $103,105 | $123,389 | $144,895 | $167,695 | $191,867 | $217,495 | $244,666 | $273,472 | $304,012 | $336,391 |
| + Cumulative Cash Flow | $1,568 | $3,603 | $6,120 | $9,132 | $12,655 | $16,704 | $21,295 | $26,443 | $32,167 | $38,482 |
| - Approximate Cash Invested | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) |
| = Net Profit | ($15,287) | $7,032 | $31,054 | $56,867 | $84,562 | $114,239 | $146,000 | $179,955 | $216,219 | $254,913 |
| Internal Rate of Return | -12.7% | 2.9% | 8.1% | 10.4% | 11.5% | 12.2% | 12.5% | 12.7% | 12.7% | 12.7% |
| Return on Investment | -12.7% | 5.9% | 25.9% | 47.4% | 70.5% | 95.2% | 121.7% | 150.0% | 180.2% | 212.5% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.