Brand New SFH in A+ Area
Yukon, OK 73099
4bd • 2ba • Built: 2025
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $23,988 | $24,708 | $25,449 | $26,212 | $26,999 | $27,809 | $28,643 | $29,502 | $30,387 | $31,299 |
| Vacancy Losses | ($1,919) | ($1,977) | ($2,036) | ($2,097) | ($2,160) | ($2,225) | ($2,291) | ($2,360) | ($2,431) | ($2,504) |
| Operating Income | $22,069 | $22,731 | $23,413 | $24,115 | $24,839 | $25,584 | $26,351 | $27,142 | $27,956 | $28,795 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($3,749) | ($3,861) | ($3,977) | ($4,096) | ($4,219) | ($4,346) | ($4,476) | ($4,610) | ($4,749) | ($4,891) |
| Insurance | ($1,110) | ($1,143) | ($1,177) | ($1,213) | ($1,249) | ($1,286) | ($1,325) | ($1,365) | ($1,406) | ($1,448) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($480) | ($494) | ($509) | ($524) | ($540) | ($556) | ($573) | ($590) | ($608) | ($626) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($5,338) | ($5,498) | ($5,663) | ($5,833) | ($6,008) | ($6,188) | ($6,374) | ($6,565) | ($6,762) | ($6,965) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $16,731 | $17,233 | $17,750 | $18,282 | $18,831 | $19,396 | $19,977 | $20,577 | $21,194 | $21,830 |
| - Mortgage Payments | ($16,839) | ($16,839) | ($16,839) | ($16,839) | ($16,839) | ($16,839) | ($16,839) | ($16,839) | ($16,839) | ($16,839) |
| = Cash Flow | ($108) | $394 | $911 | $1,443 | $1,992 | $2,557 | $3,139 | $3,738 | $4,355 | $4,991 |
| + Principal Reduction | $2,574 | $2,743 | $2,923 | $3,115 | $3,320 | $3,538 | $3,770 | $4,017 | $4,281 | $4,562 |
| + Appreciation | $17,994 | $19,074 | $20,218 | $21,431 | $22,717 | $24,080 | $25,525 | $27,056 | $28,680 | $30,400 |
| = Gross Equity Income | $20,460 | $22,211 | $24,052 | $25,990 | $28,029 | $30,174 | $32,433 | $34,812 | $37,316 | $39,954 |
| Capitalization Rate | 5.3% | 5.1% | 5.0% | 4.8% | 4.7% | 4.6% | 4.4% | 4.3% | 4.2% | 4.1% |
| Cash on Cash Return | -0.1% | 0.4% | 1.0% | 1.6% | 2.2% | 2.8% | 3.5% | 4.2% | 4.8% | 5.5% |
| Return on Equity | 21.4% | 18.9% | 17.1% | 15.7% | 14.7% | 13.8% | 13.1% | 12.5% | 12.0% | 11.5% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $317,894 | $336,968 | $357,186 | $378,617 | $401,334 | $425,414 | $450,939 | $477,995 | $506,675 | $537,075 |
| - Loan Balance | ($222,351) | ($219,607) | ($216,684) | ($213,569) | ($210,249) | ($206,711) | ($202,942) | ($198,924) | ($194,643) | ($190,081) |
| = Equity | $95,543 | $117,360 | $140,502 | $165,048 | $191,085 | $218,702 | $247,997 | $279,071 | $312,032 | $346,994 |
| Loan-to-Value Ratio | 69.9% | 65.2% | 60.7% | 56.4% | 52.4% | 48.6% | 45.0% | 41.6% | 38.4% | 35.4% |
| Potential Cash-Out Refi | $16,070 | $33,118 | $51,205 | $70,394 | $90,751 | $112,349 | $135,263 | $159,572 | $185,363 | $212,726 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $95,543 | $117,360 | $140,502 | $165,048 | $191,085 | $218,702 | $247,997 | $279,071 | $312,032 | $346,994 |
| - Closing Costs | ($22,253) | ($23,588) | ($25,003) | ($26,503) | ($28,093) | ($29,779) | ($31,566) | ($33,460) | ($35,467) | ($37,595) |
| = Proceeds After Sale | $73,291 | $93,772 | $115,499 | $138,545 | $162,991 | $188,923 | $216,431 | $245,611 | $276,565 | $309,399 |
| + Cumulative Cash Flow | ($108) | $286 | $1,197 | $2,640 | $4,632 | $7,189 | $10,327 | $14,065 | $18,420 | $23,411 |
| - Approximate Cash Invested | ($89,970) | ($89,970) | ($89,970) | ($89,970) | ($89,970) | ($89,970) | ($89,970) | ($89,970) | ($89,970) | ($89,970) |
| = Net Profit | ($16,787) | $4,088 | $26,725 | $51,215 | $77,653 | $106,142 | $136,789 | $169,706 | $205,015 | $242,840 |
| Internal Rate of Return | -18.7% | 2.2% | 9.1% | 12.0% | 13.3% | 14.0% | 14.3% | 14.4% | 14.4% | 14.3% |
| Return on Investment | -18.7% | 4.5% | 29.7% | 56.9% | 86.3% | 118.0% | 152.0% | 188.6% | 227.9% | 269.9% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.