Brand New SFH in A+ Area
Yukon, OK 73099
4bd • 2ba • Built: 2025
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $23,988 | $24,708 | $25,449 | $26,212 | $26,999 | $27,809 | $28,643 | $29,502 | $30,387 | $31,299 |
| Vacancy Losses | ($1,919) | ($1,977) | ($2,036) | ($2,097) | ($2,160) | ($2,225) | ($2,291) | ($2,360) | ($2,431) | ($2,504) |
| Operating Income | $22,069 | $22,731 | $23,413 | $24,115 | $24,839 | $25,584 | $26,351 | $27,142 | $27,956 | $28,795 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($3,749) | ($3,861) | ($3,977) | ($4,096) | ($4,219) | ($4,346) | ($4,476) | ($4,610) | ($4,749) | ($4,891) |
| Insurance | ($1,140) | ($1,174) | ($1,209) | ($1,245) | ($1,283) | ($1,321) | ($1,361) | ($1,402) | ($1,444) | ($1,487) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($480) | ($494) | ($509) | ($524) | ($540) | ($556) | ($573) | ($590) | ($608) | ($626) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($5,368) | ($5,529) | ($5,695) | ($5,866) | ($6,042) | ($6,223) | ($6,410) | ($6,602) | ($6,800) | ($7,004) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $16,701 | $17,202 | $17,718 | $18,249 | $18,797 | $19,361 | $19,942 | $20,540 | $21,156 | $21,791 |
| - Mortgage Payments | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) | ($14,010) |
| = Cash Flow | $2,691 | $3,192 | $3,708 | $4,240 | $4,787 | $5,351 | $5,932 | $6,530 | $7,146 | $7,781 |
| + Principal Reduction | $2,398 | $2,546 | $2,703 | $2,869 | $3,046 | $3,233 | $3,432 | $3,644 | $3,868 | $4,106 |
| + Appreciation | $17,994 | $19,074 | $20,218 | $21,431 | $22,717 | $24,080 | $25,525 | $27,056 | $28,680 | $30,400 |
| = Gross Equity Income | $23,083 | $24,812 | $26,629 | $28,540 | $30,550 | $32,664 | $34,889 | $37,230 | $39,694 | $42,288 |
| Capitalization Rate | 5.3% | 5.1% | 5.0% | 4.8% | 4.7% | 4.6% | 4.4% | 4.3% | 4.2% | 4.1% |
| Cash on Cash Return | 2.2% | 2.7% | 3.1% | 3.5% | 4.0% | 4.5% | 4.9% | 5.4% | 6.0% | 6.5% |
| Return on Equity | 18.4% | 16.9% | 15.7% | 14.7% | 13.9% | 13.2% | 12.6% | 12.1% | 11.7% | 11.3% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $317,894 | $336,968 | $357,186 | $378,617 | $401,334 | $425,414 | $450,939 | $477,995 | $506,675 | $537,075 |
| - Loan Balance | ($192,537) | ($189,991) | ($187,288) | ($184,419) | ($181,373) | ($178,140) | ($174,707) | ($171,064) | ($167,196) | ($163,089) |
| = Equity | $125,357 | $146,977 | $169,898 | $194,198 | $219,961 | $247,274 | $276,231 | $306,931 | $339,479 | $373,986 |
| Loan-to-Value Ratio | 60.6% | 56.4% | 52.4% | 48.7% | 45.2% | 41.9% | 38.7% | 35.8% | 33.0% | 30.4% |
| Potential Cash-Out Refi | $45,884 | $62,735 | $80,601 | $99,544 | $119,627 | $140,921 | $163,497 | $187,433 | $212,810 | $239,717 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $125,357 | $146,977 | $169,898 | $194,198 | $219,961 | $247,274 | $276,231 | $306,931 | $339,479 | $373,986 |
| - Closing Costs | ($22,253) | ($23,588) | ($25,003) | ($26,503) | ($28,093) | ($29,779) | ($31,566) | ($33,460) | ($35,467) | ($37,595) |
| = Proceeds After Sale | $103,105 | $123,389 | $144,895 | $167,695 | $191,867 | $217,495 | $244,666 | $273,472 | $304,012 | $336,391 |
| + Cumulative Cash Flow | $2,691 | $5,883 | $9,591 | $13,831 | $18,618 | $23,969 | $29,901 | $36,431 | $43,578 | $51,359 |
| - Approximate Cash Invested | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) | ($119,960) |
| = Net Profit | ($14,164) | $9,312 | $34,526 | $61,566 | $90,526 | $121,504 | $154,607 | $189,943 | $227,630 | $267,789 |
| Internal Rate of Return | -11.8% | 3.9% | 9.0% | 11.2% | 12.4% | 13.0% | 13.3% | 13.4% | 13.4% | 13.4% |
| Return on Investment | -11.8% | 7.8% | 28.8% | 51.3% | 75.5% | 101.3% | 128.9% | 158.3% | 189.8% | 223.2% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.