Brand New SFH in A+ Area
Yukon, OK 73099
4bd • 2ba • Built: 2025
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $25,140 | $25,894 | $26,671 | $27,471 | $28,295 | $29,144 | $30,018 | $30,919 | $31,847 | $32,802 |
| Vacancy Losses | ($2,011) | ($2,072) | ($2,134) | ($2,198) | ($2,264) | ($2,332) | ($2,401) | ($2,474) | ($2,548) | ($2,624) |
| Operating Income | $23,129 | $23,823 | $24,537 | $25,273 | $26,032 | $26,813 | $27,617 | $28,446 | $29,299 | $30,178 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($4,124) | ($4,247) | ($4,375) | ($4,506) | ($4,641) | ($4,781) | ($4,924) | ($5,072) | ($5,224) | ($5,381) |
| Insurance | ($1,254) | ($1,291) | ($1,330) | ($1,370) | ($1,411) | ($1,453) | ($1,497) | ($1,542) | ($1,588) | ($1,636) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($503) | ($518) | ($533) | ($549) | ($566) | ($583) | ($600) | ($618) | ($637) | ($656) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($5,880) | ($6,057) | ($6,238) | ($6,425) | ($6,618) | ($6,817) | ($7,021) | ($7,232) | ($7,449) | ($7,672) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $17,249 | $17,766 | $18,299 | $18,848 | $19,413 | $19,996 | $20,596 | $21,214 | $21,850 | $22,506 |
| - Mortgage Payments | ($15,411) | ($15,411) | ($15,411) | ($15,411) | ($15,411) | ($15,411) | ($15,411) | ($15,411) | ($15,411) | ($15,411) |
| = Cash Flow | $1,837 | $2,355 | $2,888 | $3,437 | $4,002 | $4,585 | $5,185 | $5,802 | $6,439 | $7,094 |
| + Principal Reduction | $2,638 | $2,801 | $2,973 | $3,156 | $3,350 | $3,557 | $3,776 | $4,008 | $4,255 | $4,517 |
| + Appreciation | $19,794 | $20,982 | $22,241 | $23,575 | $24,989 | $26,489 | $28,078 | $29,763 | $31,549 | $33,442 |
| = Gross Equity Income | $24,270 | $26,137 | $28,101 | $30,168 | $32,342 | $34,630 | $37,038 | $39,574 | $42,243 | $45,053 |
| Capitalization Rate | 4.9% | 4.8% | 4.7% | 4.5% | 4.4% | 4.3% | 4.2% | 4.0% | 3.9% | 3.8% |
| Cash on Cash Return | 1.4% | 1.8% | 2.2% | 2.6% | 3.0% | 3.5% | 3.9% | 4.4% | 4.9% | 5.4% |
| Return on Equity | 17.6% | 16.2% | 15.0% | 14.1% | 13.4% | 12.7% | 12.2% | 11.7% | 11.3% | 11.0% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $349,694 | $370,676 | $392,916 | $416,491 | $441,481 | $467,969 | $496,048 | $525,810 | $557,359 | $590,801 |
| - Loan Balance | ($211,797) | ($208,996) | ($206,023) | ($202,867) | ($199,516) | ($195,960) | ($192,184) | ($188,175) | ($183,920) | ($179,403) |
| = Equity | $137,897 | $161,680 | $186,893 | $213,624 | $241,964 | $272,010 | $303,864 | $337,635 | $373,439 | $411,397 |
| Loan-to-Value Ratio | 60.6% | 56.4% | 52.4% | 48.7% | 45.2% | 41.9% | 38.7% | 35.8% | 33.0% | 30.4% |
| Potential Cash-Out Refi | $50,474 | $69,011 | $88,664 | $109,502 | $131,594 | $155,018 | $179,852 | $206,182 | $234,099 | $263,697 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $137,897 | $161,680 | $186,893 | $213,624 | $241,964 | $272,010 | $303,864 | $337,635 | $373,439 | $411,397 |
| - Closing Costs | ($24,479) | ($25,947) | ($27,504) | ($29,154) | ($30,904) | ($32,758) | ($34,723) | ($36,807) | ($39,015) | ($41,356) |
| = Proceeds After Sale | $113,419 | $135,732 | $159,389 | $184,470 | $211,061 | $239,252 | $269,141 | $300,828 | $334,424 | $370,041 |
| + Cumulative Cash Flow | $1,837 | $4,192 | $7,080 | $10,517 | $14,519 | $19,104 | $24,288 | $30,091 | $36,530 | $43,624 |
| - Approximate Cash Invested | ($131,960) | ($131,960) | ($131,960) | ($131,960) | ($131,960) | ($131,960) | ($131,960) | ($131,960) | ($131,960) | ($131,960) |
| = Net Profit | ($16,704) | $7,964 | $34,509 | $63,027 | $93,620 | $126,396 | $161,469 | $198,959 | $238,993 | $281,705 |
| Internal Rate of Return | -12.7% | 3.0% | 8.2% | 10.5% | 11.6% | 12.2% | 12.6% | 12.7% | 12.8% | 12.8% |
| Return on Investment | -12.7% | 6.0% | 26.2% | 47.8% | 70.9% | 95.8% | 122.4% | 150.8% | 181.1% | 213.5% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.