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Brand New SFH in Newcastle
Newcastle, OK 73065
4bd • 2ba • Built: 2025
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
Newcastle, OK 73065
4bd • 2ba • Built: 2025
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Projected Rent | $23,400 | $24,102 | $24,825 | $25,570 | $26,337 | $27,127 | $27,941 | $28,779 | $29,642 | $30,532 |
| Vacancy Losses | ($1,872) | ($1,928) | ($1,986) | ($2,046) | ($2,107) | ($2,170) | ($2,235) | ($2,302) | ($2,371) | ($2,443) |
| Operating Income | $21,528 | $22,174 | $22,839 | $23,524 | $24,230 | $24,957 | $25,706 | $26,477 | $27,271 | $28,089 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Property Taxes | ($3,828) | ($3,943) | ($4,061) | ($4,183) | ($4,308) | ($4,438) | ($4,571) | ($4,708) | ($4,849) | ($4,994) |
| Insurance | ($1,060) | ($1,092) | ($1,125) | ($1,158) | ($1,193) | ($1,229) | ($1,266) | ($1,304) | ($1,343) | ($1,383) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($468) | ($482) | ($497) | ($511) | ($527) | ($543) | ($559) | ($576) | ($593) | ($611) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($5,356) | ($5,517) | ($5,682) | ($5,853) | ($6,028) | ($6,209) | ($6,395) | ($6,587) | ($6,785) | ($6,988) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Operating Income | $16,172 | $16,657 | $17,157 | $17,672 | $18,202 | $18,748 | $19,310 | $19,890 | $20,486 | $21,101 |
| - Mortgage Payments | ($14,141) | ($14,141) | ($14,141) | ($14,141) | ($14,141) | ($14,141) | ($14,141) | ($14,141) | ($14,141) | ($14,141) |
| = Cash Flow | $2,031 | $2,516 | $3,016 | $3,530 | $4,061 | $4,607 | $5,169 | $5,748 | $6,345 | $6,960 |
| + Principal Reduction | $2,243 | $2,387 | $2,541 | $2,704 | $2,878 | $3,063 | $3,260 | $3,470 | $3,693 | $3,930 |
| + Appreciation | $17,667 | $18,727 | $19,851 | $21,042 | $22,304 | $23,642 | $25,061 | $26,565 | $28,159 | $29,848 |
| = Gross Equity Income | $21,941 | $23,630 | $25,407 | $27,276 | $29,243 | $31,312 | $33,490 | $35,783 | $38,197 | $40,738 |
| Capitalization Rate | 5.2% | 5.0% | 4.9% | 4.8% | 4.6% | 4.5% | 4.4% | 4.2% | 4.1% | 4.0% |
| Cash on Cash Return | 1.7% | 2.1% | 2.6% | 3.0% | 3.4% | 3.9% | 4.4% | 4.9% | 5.4% | 5.9% |
| Return on Equity | 17.8% | 16.4% | 15.3% | 14.3% | 13.6% | 12.9% | 12.4% | 11.9% | 11.5% | 11.1% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Market Value | $312,117 | $330,844 | $350,695 | $371,736 | $394,041 | $417,683 | $442,744 | $469,309 | $497,467 | $527,315 |
| - Loan Balance | ($189,150) | ($186,763) | ($184,222) | ($181,518) | ($178,640) | ($175,577) | ($172,317) | ($168,847) | ($165,155) | ($161,224) |
| = Equity | $122,967 | $144,081 | $166,473 | $190,218 | $215,400 | $242,106 | $270,427 | $300,461 | $332,313 | $366,091 |
| Loan-to-Value Ratio | 60.6% | 56.5% | 52.5% | 48.8% | 45.3% | 42.0% | 38.9% | 36.0% | 33.2% | 30.6% |
| Potential Cash-Out Refi | $44,938 | $61,370 | $78,799 | $97,284 | $116,890 | $137,685 | $159,741 | $183,134 | $207,946 | $234,262 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity | $122,967 | $144,081 | $166,473 | $190,218 | $215,400 | $242,106 | $270,427 | $300,461 | $332,313 | $366,091 |
| - Closing Costs | ($21,848) | ($23,159) | ($24,549) | ($26,022) | ($27,583) | ($29,238) | ($30,992) | ($32,852) | ($34,823) | ($36,912) |
| = Proceeds After Sale | $101,119 | $120,922 | $141,924 | $164,197 | $187,817 | $212,868 | $239,435 | $267,610 | $297,490 | $329,179 |
| + Cumulative Cash Flow | $2,031 | $4,547 | $7,563 | $11,093 | $15,154 | $19,760 | $24,929 | $30,678 | $37,023 | $43,983 |
| - Approximate Cash Invested | ($117,780) | ($117,780) | ($117,780) | ($117,780) | ($117,780) | ($117,780) | ($117,780) | ($117,780) | ($117,780) | ($117,780) |
| = Net Profit | ($14,630) | $7,689 | $31,707 | $57,510 | $85,191 | $114,848 | $146,584 | $180,507 | $216,733 | $255,382 |
| Internal Rate of Return | -12.4% | 3.2% | 8.4% | 10.7% | 11.9% | 12.5% | 12.8% | 13.0% | 13.0% | 13.0% |
| Return on Investment | -12.4% | 6.5% | 26.9% | 48.8% | 72.3% | 97.5% | 124.5% | 153.3% | 184.0% | 216.8% |
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