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Brand New SFH in Newcastle
Newcastle, OK 73065
4bd • 2ba • Built: 2025
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
Newcastle, OK 73065
4bd • 2ba • Built: 2025
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Projected Rent | $24,600 | $25,338 | $26,098 | $26,881 | $27,688 | $28,518 | $29,374 | $30,255 | $31,163 | $32,097 |
| Vacancy Losses | ($1,968) | ($2,027) | ($2,088) | ($2,150) | ($2,215) | ($2,281) | ($2,350) | ($2,420) | ($2,493) | ($2,568) |
| Operating Income | $22,632 | $23,311 | $24,010 | $24,731 | $25,473 | $26,237 | $27,024 | $27,835 | $28,670 | $29,530 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Property Taxes | ($4,159) | ($4,283) | ($4,412) | ($4,544) | ($4,681) | ($4,821) | ($4,966) | ($5,115) | ($5,268) | ($5,426) |
| Insurance | ($1,152) | ($1,186) | ($1,222) | ($1,258) | ($1,296) | ($1,335) | ($1,375) | ($1,416) | ($1,459) | ($1,503) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($492) | ($507) | ($522) | ($538) | ($554) | ($570) | ($587) | ($605) | ($623) | ($642) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($5,802) | ($5,976) | ($6,156) | ($6,340) | ($6,531) | ($6,727) | ($6,928) | ($7,136) | ($7,350) | ($7,571) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Operating Income | $16,830 | $17,335 | $17,855 | $18,390 | $18,942 | $19,510 | $20,095 | $20,698 | $21,319 | $21,959 |
| - Mortgage Payments | ($15,363) | ($15,363) | ($15,363) | ($15,363) | ($15,363) | ($15,363) | ($15,363) | ($15,363) | ($15,363) | ($15,363) |
| = Cash Flow | $1,466 | $1,971 | $2,491 | $3,027 | $3,578 | $4,147 | $4,732 | $5,335 | $5,956 | $6,595 |
| + Principal Reduction | $2,437 | $2,593 | $2,760 | $2,938 | $3,127 | $3,328 | $3,542 | $3,770 | $4,012 | $4,270 |
| + Appreciation | $19,194 | $20,346 | $21,566 | $22,860 | $24,232 | $25,686 | $27,227 | $28,861 | $30,592 | $32,428 |
| = Gross Equity Income | $23,097 | $24,910 | $26,818 | $28,825 | $30,937 | $33,160 | $35,501 | $37,965 | $40,560 | $43,293 |
| Capitalization Rate | 5.0% | 4.8% | 4.7% | 4.6% | 4.4% | 4.3% | 4.2% | 4.1% | 3.9% | 3.8% |
| Cash on Cash Return | 1.1% | 1.5% | 1.9% | 2.4% | 2.8% | 3.2% | 3.7% | 4.2% | 4.7% | 5.2% |
| Return on Equity | 17.3% | 15.9% | 14.8% | 13.9% | 13.2% | 12.6% | 12.1% | 11.6% | 11.2% | 10.9% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Market Value | $339,094 | $359,440 | $381,006 | $403,866 | $428,098 | $453,784 | $481,011 | $509,872 | $540,464 | $572,892 |
| - Loan Balance | ($205,498) | ($202,905) | ($200,145) | ($197,207) | ($194,081) | ($190,753) | ($187,211) | ($183,442) | ($179,430) | ($175,160) |
| = Equity | $133,596 | $156,534 | $180,861 | $206,659 | $234,017 | $263,031 | $293,800 | $326,430 | $361,034 | $397,732 |
| Loan-to-Value Ratio | 60.6% | 56.5% | 52.5% | 48.8% | 45.3% | 42.0% | 38.9% | 36.0% | 33.2% | 30.6% |
| Potential Cash-Out Refi | $48,822 | $66,675 | $85,609 | $105,692 | $126,993 | $149,585 | $173,547 | $198,962 | $225,918 | $254,509 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity | $133,596 | $156,534 | $180,861 | $206,659 | $234,017 | $263,031 | $293,800 | $326,430 | $361,034 | $397,732 |
| - Closing Costs | ($23,737) | ($25,161) | ($26,670) | ($28,271) | ($29,967) | ($31,765) | ($33,671) | ($35,691) | ($37,833) | ($40,102) |
| = Proceeds After Sale | $109,859 | $131,374 | $154,191 | $178,388 | $204,051 | $231,266 | $260,129 | $290,739 | $323,202 | $357,630 |
| + Cumulative Cash Flow | $1,466 | $3,437 | $5,928 | $8,955 | $12,534 | $16,680 | $21,412 | $26,747 | $32,703 | $39,298 |
| - Approximate Cash Invested | ($127,960) | ($127,960) | ($127,960) | ($127,960) | ($127,960) | ($127,960) | ($127,960) | ($127,960) | ($127,960) | ($127,960) |
| = Net Profit | ($16,635) | $6,851 | $32,159 | $59,383 | $88,624 | $119,986 | $153,581 | $189,526 | $227,945 | $268,968 |
| Internal Rate of Return | -13.0% | 2.7% | 7.8% | 10.2% | 11.4% | 12.0% | 12.3% | 12.5% | 12.6% | 12.6% |
| Return on Investment | -13.0% | 5.4% | 25.1% | 46.4% | 69.3% | 93.8% | 120.0% | 148.1% | 178.1% | 210.2% |
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