Brand New Modern Single Family Home in OKC Metro-199K
Oklahoma City, OK 73179
3bd • 2ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $18,000 | $18,540 | $19,096 | $19,669 | $20,259 | $20,867 | $21,493 | $22,138 | $22,802 | $23,486 |
| Vacancy Losses | ($1,440) | ($1,483) | ($1,528) | ($1,574) | ($1,621) | ($1,669) | ($1,719) | ($1,771) | ($1,824) | ($1,879) |
| Operating Income | $16,560 | $17,057 | $17,569 | $18,096 | $18,638 | $19,198 | $19,774 | $20,367 | $20,978 | $21,607 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($2,399) | ($2,471) | ($2,545) | ($2,621) | ($2,700) | ($2,781) | ($2,864) | ($2,950) | ($3,039) | ($3,130) |
| Insurance | ($860) | ($885) | ($912) | ($939) | ($967) | ($996) | ($1,026) | ($1,057) | ($1,089) | ($1,122) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($360) | ($371) | ($382) | ($393) | ($405) | ($417) | ($430) | ($443) | ($456) | ($470) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($3,618) | ($3,727) | ($3,839) | ($3,954) | ($4,073) | ($4,195) | ($4,321) | ($4,450) | ($4,584) | ($4,721) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $12,942 | $13,330 | $13,730 | $14,142 | $14,566 | $15,003 | $15,453 | $15,917 | $16,394 | $16,886 |
| - Mortgage Payments | ($10,775) | ($10,775) | ($10,775) | ($10,775) | ($10,775) | ($10,775) | ($10,775) | ($10,775) | ($10,775) | ($10,775) |
| = Cash Flow | $2,167 | $2,555 | $2,955 | $3,367 | $3,791 | $4,228 | $4,678 | $5,142 | $5,619 | $6,111 |
| + Principal Reduction | $1,844 | $1,958 | $2,079 | $2,207 | $2,342 | $2,487 | $2,640 | $2,802 | $2,975 | $3,158 |
| + Appreciation | $11,994 | $12,714 | $13,476 | $14,285 | $15,142 | $16,051 | $17,014 | $18,035 | $19,117 | $20,264 |
| = Gross Equity Income | $16,005 | $17,227 | $18,510 | $19,858 | $21,276 | $22,765 | $24,332 | $25,979 | $27,711 | $29,533 |
| Capitalization Rate | 6.1% | 5.9% | 5.8% | 5.6% | 5.4% | 5.3% | 5.1% | 5.0% | 4.9% | 4.7% |
| Cash on Cash Return | 3.6% | 4.3% | 4.9% | 5.6% | 6.3% | 7.1% | 7.8% | 8.6% | 9.4% | 10.2% |
| Return on Equity | 25.1% | 21.9% | 19.7% | 18.0% | 16.6% | 15.5% | 14.6% | 13.9% | 13.3% | 12.7% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $211,894 | $224,608 | $238,084 | $252,369 | $267,511 | $283,562 | $300,576 | $318,610 | $337,727 | $357,990 |
| - Loan Balance | ($148,081) | ($146,122) | ($144,044) | ($141,837) | ($139,495) | ($137,008) | ($134,368) | ($131,566) | ($128,591) | ($125,433) |
| = Equity | $63,813 | $78,485 | $94,040 | $110,532 | $128,017 | $146,554 | $166,208 | $187,044 | $209,136 | $232,558 |
| Loan-to-Value Ratio | 69.9% | 65.1% | 60.5% | 56.2% | 52.1% | 48.3% | 44.7% | 41.3% | 38.1% | 35.0% |
| Potential Cash-Out Refi | $10,840 | $22,333 | $34,519 | $47,440 | $61,139 | $75,663 | $91,064 | $107,392 | $124,704 | $143,060 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $63,813 | $78,485 | $94,040 | $110,532 | $128,017 | $146,554 | $166,208 | $187,044 | $209,136 | $232,558 |
| - Closing Costs | ($14,833) | ($15,723) | ($16,666) | ($17,666) | ($18,726) | ($19,849) | ($21,040) | ($22,303) | ($23,641) | ($25,059) |
| = Proceeds After Sale | $48,981 | $62,763 | $77,374 | $92,866 | $109,291 | $126,705 | $145,167 | $164,742 | $185,495 | $207,498 |
| + Cumulative Cash Flow | $2,167 | $4,722 | $7,677 | $11,043 | $14,834 | $19,062 | $23,740 | $28,882 | $34,501 | $40,612 |
| - Approximate Cash Invested | ($59,970) | ($59,970) | ($59,970) | ($59,970) | ($59,970) | ($59,970) | ($59,970) | ($59,970) | ($59,970) | ($59,970) |
| = Net Profit | ($8,822) | $7,514 | $25,081 | $43,939 | $64,155 | $85,797 | $108,938 | $133,654 | $160,026 | $188,140 |
| Internal Rate of Return | -14.7% | 6.2% | 12.8% | 15.4% | 16.6% | 17.1% | 17.2% | 17.2% | 17.1% | 16.9% |
| Return on Investment | -14.7% | 12.5% | 41.8% | 73.3% | 107.0% | 143.1% | 181.7% | 222.9% | 266.8% | 313.7% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.