New Construction in Huntsville Metro
Huntsville, AL 35811
4bd • 3ba • Built: 2026
Splash Pad, Pool, and Pickleball Courts!
| Estimated Square Feet | 1,942 | | Initial Market Value | $323,150 | | Purchase Price | $323,150 | | Downpayment | $80,788 | | Loan Origination Fees | $2,424 | | Depreciable Closing Costs | $3,232 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $86,443 | | Cost per Square Foot / per Bedroom | $166 / $80,788 | | Monthly Rent per SQFT / per Bedroom | $1.00 / $488 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $1,950 | $23,400 | | Vacancy Losses | ($156) | ($1,872) | | Operating Income | $1,794 | $21,528 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($175) | ($2,100) | | Insurance | ($108) | ($1,293) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($42) | ($504) | | Maintenance | ($39) | ($468) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($364) | ($4,365) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,430 | $17,163 | | - Mortgage Payments | ($1,228) | ($14,736) | | = Cash Flow | $202 | $2,427 | | + Principal Reduction | $326 | $3,910 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $606 | $7,271 | | + First-Year Appreciation | $1,616 | $19,389 | | = Gross Equity Income | $2,750 | $32,996 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $242,363 | N/A | | Monthly Payment | $1,228.02 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 4.500% / 1.500% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.6% | | Debt Coverage Ratio | 1.16 | | Annual Gross Rent Multiplier | 14 | | Capitalization Rate | 5.3% | | Cash on Cash Return | 3% | | Return on Investment | 30% | | Return on Investment with IIDD | 38% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6% | | Projected Inflation Rate | 3% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| New construction. Cash purchase incentives available. Up to 2% in seller concessions on financed purchase. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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