Appreciation is in Phoenix-Metro!
San Tan Valley, AZ 85143
3bd • 2ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $24,000 | $24,720 | $25,462 | $26,225 | $27,012 | $27,823 | $28,657 | $29,517 | $30,402 | $31,315 |
| Vacancy Losses | ($1,920) | ($1,978) | ($2,037) | ($2,098) | ($2,161) | ($2,226) | ($2,293) | ($2,361) | ($2,432) | ($2,505) |
| Operating Income | $22,080 | $22,742 | $23,425 | $24,127 | $24,851 | $25,597 | $26,365 | $27,156 | $27,970 | $28,809 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($1,797) | ($1,851) | ($1,907) | ($1,964) | ($2,023) | ($2,084) | ($2,146) | ($2,211) | ($2,277) | ($2,345) |
| Insurance | ($719) | ($741) | ($763) | ($786) | ($809) | ($833) | ($858) | ($884) | ($911) | ($938) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | ($1,140) | ($1,174) | ($1,209) | ($1,246) | ($1,283) | ($1,322) | ($1,361) | ($1,402) | ($1,444) | ($1,487) |
| Maintenance | ($480) | ($494) | ($509) | ($525) | ($540) | ($556) | ($573) | ($590) | ($608) | ($626) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($4,136) | ($4,261) | ($4,388) | ($4,520) | ($4,656) | ($4,795) | ($4,939) | ($5,087) | ($5,240) | ($5,397) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $17,944 | $18,482 | $19,036 | $19,607 | $20,196 | $20,802 | $21,426 | $22,068 | $22,730 | $23,412 |
| - Mortgage Payments | ($16,851) | ($16,851) | ($16,851) | ($16,851) | ($16,851) | ($16,851) | ($16,851) | ($16,851) | ($16,851) | ($16,851) |
| = Cash Flow | $1,092 | $1,631 | $2,185 | $2,756 | $3,345 | $3,950 | $4,574 | $5,217 | $5,879 | $6,561 |
| + Principal Reduction | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| + Appreciation | $21,569 | $22,864 | $24,235 | $25,690 | $27,231 | $28,865 | $30,597 | $32,432 | $34,378 | $36,441 |
| = Gross Equity Income | $22,662 | $24,494 | $26,421 | $28,446 | $30,575 | $32,815 | $35,171 | $37,650 | $40,258 | $43,002 |
| Capitalization Rate | 4.7% | 4.6% | 4.4% | 4.3% | 4.2% | 4.1% | 4.0% | 3.9% | 3.7% | 3.6% |
| Cash on Cash Return | 1.1% | 1.6% | 2.1% | 2.7% | 3.3% | 3.9% | 4.5% | 5.1% | 5.7% | 6.4% |
| Return on Equity | 20.3% | 18.2% | 16.7% | 15.4% | 14.5% | 13.7% | 13.0% | 12.4% | 11.9% | 11.5% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $381,059 | $403,923 | $428,158 | $453,848 | $481,079 | $509,943 | $540,540 | $572,972 | $607,351 | $643,792 |
| - Loan Balance | ($269,618) | ($269,618) | ($269,618) | ($269,618) | ($269,618) | ($269,618) | ($269,618) | ($269,618) | ($269,618) | ($269,618) |
| = Equity | $111,442 | $134,305 | $158,541 | $184,230 | $211,461 | $240,326 | $270,923 | $303,355 | $337,733 | $374,174 |
| Loan-to-Value Ratio | 70.8% | 66.7% | 63.0% | 59.4% | 56.0% | 52.9% | 49.9% | 47.1% | 44.4% | 41.9% |
| Potential Cash-Out Refi | $73,336 | $93,913 | $115,725 | $138,846 | $163,353 | $189,332 | $216,869 | $246,058 | $276,998 | $309,795 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $111,442 | $134,305 | $158,541 | $184,230 | $211,461 | $240,326 | $270,923 | $303,355 | $337,733 | $374,174 |
| - Closing Costs | ($26,674) | ($28,275) | ($29,971) | ($31,769) | ($33,676) | ($35,696) | ($37,838) | ($40,108) | ($42,515) | ($45,065) |
| = Proceeds After Sale | $84,768 | $106,031 | $128,570 | $152,461 | $177,786 | $204,630 | $233,085 | $263,247 | $295,219 | $329,109 |
| + Cumulative Cash Flow | $1,092 | $2,723 | $4,908 | $7,665 | $11,009 | $14,960 | $19,534 | $24,751 | $30,631 | $37,192 |
| - Approximate Cash Invested | ($102,455) | ($102,455) | ($102,455) | ($102,455) | ($102,455) | ($102,455) | ($102,455) | ($102,455) | ($102,455) | ($102,455) |
| = Net Profit | ($16,594) | $6,299 | $31,024 | $57,671 | $86,340 | $117,135 | $150,164 | $185,544 | $223,395 | $263,846 |
| Internal Rate of Return | -16.2% | 3.0% | 9.3% | 12.0% | 13.3% | 13.9% | 14.2% | 14.3% | 14.3% | 14.3% |
| Return on Investment | -16.2% | 6.1% | 30.3% | 56.3% | 84.3% | 114.3% | 146.6% | 181.1% | 218.0% | 257.5% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.