New Construction in Huntsville Metro
Madison, AL 35757
3bd • 2ba • Built: 2026
Convenient to shopping and restaurants!
| Estimated Square Feet | 1,703 | | Initial Market Value | $360,900 | | Purchase Price | $360,900 | | Downpayment | $90,225 | | Loan Origination Fees | $2,707 | | Depreciable Closing Costs | $3,609 | | Other Costs and Fixup | $7,000 | | Approximate Cash Invested | $103,541 | | Cost per Square Foot / per Bedroom | $212 / $120,300 | | Monthly Rent per SQFT / per Bedroom | $1.17 / $667 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,000 | $24,000 | | Vacancy Losses | ($160) | ($1,920) | | Operating Income | $1,840 | $22,080 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($195) | ($2,346) | | Insurance | ($120) | ($1,444) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($54) | ($648) | | Maintenance | ($40) | ($480) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($410) | ($4,917) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,430 | $17,163 | | - Mortgage Payments | ($1,371) | ($16,458) | | = Cash Flow | $59 | $705 | | + Principal Reduction | $364 | $4,367 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $677 | $8,120 | | + First-Year Appreciation | $1,805 | $21,654 | | = Gross Equity Income | $2,904 | $34,846 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $270,675 | N/A | | Monthly Payment | $1,371.47 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 4.500% / 1.500% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.6% | | Debt Coverage Ratio | 1.04 | | Annual Gross Rent Multiplier | 15 | | Capitalization Rate | 4.8% | | Cash on Cash Return | 1% | | Return on Investment | 26% | | Return on Investment with IIDD | 34% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6% | | Projected Inflation Rate | 3% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| New construction. Excellent location! Cash purchase incentives available. Up to 2% in seller concessions on financed purchase. One time HOA fee of $7,000 at closing. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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