PRE-LEASED Home - Long-Term Tenant!
Chelsea, AL 35043
4bd • 2ba • Built: 2025
Immediate cash flow with tenant in place!
| Estimated Square Feet | 1,748 | | Initial Market Value | $335,000 | | Purchase Price | $335,000 | | Downpayment | $83,750 | | Loan Origination Fees | $7,538 | | Depreciable Closing Costs | $8,375 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $99,663 | | Cost per Square Foot / per Bedroom | $192 / $83,750 | | Monthly Rent per SQFT / per Bedroom | $1.29 / $563 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,250 | $27,000 | | Vacancy Losses | ($180) | ($2,160) | | Operating Income | $2,070 | $24,840 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($181) | ($2,178) | | Insurance | ($117) | ($1,407) | | Management Fees | ($86) | ($1,032) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | $0 | $0 | | Maintenance | ($45) | ($540) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($430) | ($5,157) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,640 | $19,684 | | - Mortgage Payments | ($1,387) | ($16,645) | | = Cash Flow | $253 | $3,038 | | + Principal Reduction | $0 | $0 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $628 | $7,538 | | + First-Year Appreciation | $1,675 | $20,100 | | = Gross Equity Income | $2,556 | $30,676 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $251,250 | N/A | | Monthly Payment | $1,387.11 | N/A | | Loan Type | Interest Only Fixed | N/A | | Term | 10 Years | N/A | | Nominal / Real Interest Rate | 6.625% / 3.625% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.7% | | Debt Coverage Ratio | 1.18 | | Annual Gross Rent Multiplier | 12 | | Capitalization Rate | 5.9% | | Cash on Cash Return | 3% | | Return on Investment | 23% | | Return on Investment with IIDD | 31% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6% | | Projected Inflation Rate | 3% | | Vacancy Rate | 8% | | Management Fee | $86 | | Maintenance Percentage | 2% |
| Comments |
|---|
| Current lease runs through May 2026, but tenants want to extend! |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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