New Construction in Huntsville Metro
Athens, AL 35613
4bd • 3ba • Built: 2026
Affordable suburb of Huntsville!
| Estimated Square Feet | 1,942 | | Initial Market Value | $303,750 | | Purchase Price | $303,750 | | Downpayment | $75,938 | | Loan Origination Fees | $2,278 | | Depreciable Closing Costs | $3,038 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $81,253 | | Cost per Square Foot / per Bedroom | $156 / $75,938 | | Monthly Rent per SQFT / per Bedroom | $0.98 / $475 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $1,900 | $22,800 | | Vacancy Losses | ($152) | ($1,824) | | Operating Income | $1,748 | $20,976 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($165) | ($1,974) | | Insurance | ($101) | ($1,215) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($40) | ($480) | | Maintenance | ($38) | ($456) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($344) | ($4,125) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,404 | $16,851 | | - Mortgage Payments | ($1,154) | ($13,851) | | = Cash Flow | $250 | $2,999 | | + Principal Reduction | $306 | $3,675 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $570 | $6,834 | | + First-Year Appreciation | $1,519 | $18,225 | | = Gross Equity Income | $2,644 | $31,734 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $227,813 | N/A | | Monthly Payment | $1,154.29 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 4.500% / 1.500% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.6% | | Debt Coverage Ratio | 1.22 | | Annual Gross Rent Multiplier | 13 | | Capitalization Rate | 5.5% | | Cash on Cash Return | 4% | | Return on Investment | 31% | | Return on Investment with IIDD | 39% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6% | | Projected Inflation Rate | 3% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| New construction. Cash purchase incentives available! Up to 2% in seller concessions on financed purchase. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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