New Construction in Huntsville Metro
Owens Crossroads, AL 35763
4bd • 3ba • Built: 2026
Easy commute to HHS & Downtown Huntsville!
| Estimated Square Feet | 1,942 | | Initial Market Value | $348,250 | | Purchase Price | $348,250 | | Downpayment | $87,063 | | Loan Origination Fees | $2,612 | | Depreciable Closing Costs | $3,483 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $93,157 | | Cost per Square Foot / per Bedroom | $179 / $87,063 | | Monthly Rent per SQFT / per Bedroom | $1.08 / $525 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,100 | $25,200 | | Vacancy Losses | ($168) | ($2,016) | | Operating Income | $1,932 | $23,184 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($189) | ($2,264) | | Insurance | ($116) | ($1,393) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($54) | ($648) | | Maintenance | ($42) | ($504) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($401) | ($4,809) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,531 | $18,375 | | - Mortgage Payments | ($1,323) | ($15,881) | | = Cash Flow | $208 | $2,495 | | + Principal Reduction | $351 | $4,214 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $653 | $7,836 | | + First-Year Appreciation | $1,741 | $20,895 | | = Gross Equity Income | $2,953 | $35,439 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $261,188 | N/A | | Monthly Payment | $1,323.40 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 4.500% / 1.500% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.6% | | Debt Coverage Ratio | 1.16 | | Annual Gross Rent Multiplier | 14 | | Capitalization Rate | 5.3% | | Cash on Cash Return | 3% | | Return on Investment | 30% | | Return on Investment with IIDD | 38% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 6% | | Projected Inflation Rate | 3% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| New construction. Excellent location! Cash purchase incentives available. Up to 2% in seller concessions on financed purchase. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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