Brand New SFH in A+ Area
Oklahoma
4bd • 2ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $24,000 | $24,720 | $25,462 | $26,225 | $27,012 | $27,823 | $28,657 | $29,517 | $30,402 | $31,315 |
| Vacancy Losses | ($1,920) | ($1,978) | ($2,037) | ($2,098) | ($2,161) | ($2,226) | ($2,293) | ($2,361) | ($2,432) | ($2,505) |
| Operating Income | $22,080 | $22,742 | $23,425 | $24,127 | $24,851 | $25,597 | $26,365 | $27,156 | $27,970 | $28,809 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($4,200) | ($4,347) | ($4,499) | ($4,657) | ($4,820) | ($4,988) | ($5,163) | ($5,344) | ($5,531) | ($5,724) |
| Insurance | ($1,140) | ($1,180) | ($1,221) | ($1,264) | ($1,308) | ($1,354) | ($1,401) | ($1,450) | ($1,501) | ($1,554) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | ($250) | ($259) | ($268) | ($277) | ($287) | ($297) | ($307) | ($318) | ($329) | ($341) |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($480) | ($497) | ($514) | ($532) | ($551) | ($570) | ($590) | ($611) | ($632) | ($654) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($6,070) | ($6,282) | ($6,502) | ($6,730) | ($6,965) | ($7,209) | ($7,462) | ($7,723) | ($7,993) | ($8,273) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $16,010 | $16,460 | $16,922 | $17,397 | $17,886 | $18,388 | $18,903 | $19,433 | $19,977 | $20,537 |
| - Mortgage Payments | ($14,063) | ($14,063) | ($14,063) | ($14,063) | ($14,063) | ($14,063) | ($14,063) | ($14,063) | ($14,063) | ($14,063) |
| = Cash Flow | $1,947 | $2,397 | $2,860 | $3,335 | $3,823 | $4,325 | $4,841 | $5,370 | $5,915 | $6,474 |
| + Principal Reduction | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| + Appreciation | $18,000 | $19,080 | $20,225 | $21,438 | $22,725 | $24,088 | $25,533 | $27,065 | $28,689 | $30,411 |
| = Gross Equity Income | $19,947 | $21,477 | $23,085 | $24,773 | $26,548 | $28,413 | $30,374 | $32,436 | $34,604 | $36,885 |
| Capitalization Rate | 5.0% | 4.9% | 4.7% | 4.6% | 4.5% | 4.3% | 4.2% | 4.1% | 3.9% | 3.8% |
| Cash on Cash Return | 2.1% | 2.6% | 3.1% | 3.6% | 4.1% | 4.7% | 5.2% | 5.8% | 6.4% | 7.0% |
| Return on Equity | 21.4% | 19.2% | 17.4% | 16.1% | 15.0% | 14.2% | 13.4% | 12.8% | 12.3% | 11.8% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $318,000 | $337,080 | $357,305 | $378,743 | $401,468 | $425,556 | $451,089 | $478,154 | $506,844 | $537,254 |
| - Loan Balance | ($225,000) | ($225,000) | ($225,000) | ($225,000) | ($225,000) | ($225,000) | ($225,000) | ($225,000) | ($225,000) | ($225,000) |
| = Equity | $93,000 | $112,080 | $132,305 | $153,743 | $176,468 | $200,556 | $226,089 | $253,154 | $281,844 | $312,254 |
| Loan-to-Value Ratio | 70.8% | 66.7% | 63.0% | 59.4% | 56.0% | 52.9% | 49.9% | 47.1% | 44.4% | 41.9% |
| Potential Cash-Out Refi | $13,500 | $27,810 | $42,979 | $59,057 | $76,101 | $94,167 | $113,317 | $133,616 | $155,133 | $177,941 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $93,000 | $112,080 | $132,305 | $153,743 | $176,468 | $200,556 | $226,089 | $253,154 | $281,844 | $312,254 |
| - Closing Costs | ($22,260) | ($23,596) | ($25,011) | ($26,512) | ($28,103) | ($29,789) | ($31,576) | ($33,471) | ($35,479) | ($37,608) |
| = Proceeds After Sale | $70,740 | $88,484 | $107,293 | $127,231 | $148,365 | $170,767 | $194,513 | $219,684 | $246,365 | $274,647 |
| + Cumulative Cash Flow | $1,947 | $4,345 | $7,205 | $10,540 | $14,363 | $18,688 | $23,528 | $28,899 | $34,813 | $41,287 |
| - Approximate Cash Invested | ($92,250) | ($92,250) | ($92,250) | ($92,250) | ($92,250) | ($92,250) | ($92,250) | ($92,250) | ($92,250) | ($92,250) |
| = Net Profit | ($19,563) | $579 | $22,248 | $45,521 | $70,478 | $97,205 | $125,791 | $156,332 | $188,928 | $223,684 |
| Internal Rate of Return | -21.2% | 0.3% | 7.6% | 10.9% | 12.5% | 13.3% | 13.8% | 14.0% | 14.1% | 14.1% |
| Return on Investment | -21.2% | 0.6% | 24.1% | 49.3% | 76.4% | 105.4% | 136.4% | 169.5% | 204.8% | 242.5% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.