11 Co-Living
Georgia
7 Beds7 BathsBuilt 1968Remodeled 2026
Estimated Square Feet2,400
Initial Market Value$399,000
Price$399,000
Downpayment $99,750
Loan Origination Fees $5,985
Depreciable Closing Costs $7,980
Other Costs and Fixup$0
Approximate Cash Invested $113,715
Minimum Recommended Cash Reserves $15,960
Cost per Square Foot / per Bedroom $166 / $57,000
Monthly Rent per SQFT / per Bedroom $3.16 / $1,083
Projected IncomeMonthlyAnnual
Projected Rent$7,583$90,996
Vacancy Losses ($758)($9,100)
Operating Income $6,825$81,896
Estimated ExpensesMonthlyAnnual
Property Taxes($515)($6,185)
Insurance($206)($2,474)
Management Fees($1,297)($15,560)
Leasing/Advertising Fees($208)($2,500)
Association Fees$0$0
Maintenance($303)($3,640)
Other (Utilities, Supplies, etc.)($1,150)($13,800)
Operating Expenses ($3,680)($44,158)
Net PerformanceMonthlyAnnual
Net Operating Income $3,145$37,738
- Mortgage Payments($1,941)($23,291)
= Cash Flow $1,204$14,447
+ Principal Reduction $266$3,189
+ Inflation Induced Debt Destruction® (IIDD) - Beta $873$10,474
+ One Year Appreciation $1,995$23,940
= Gross Equity Income $4,337$52,050
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$299,250N/A
Monthly Payment$1,940.93N/A
Loan TypeAmortizing FixedN/A
Term30 YearsN/A
Nominal / Real Interest Rate 6.750% / 3.250%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)1.90%
Debt Coverage Ratio 1.62
Annual Gross Rent Multiplier4
Capitalization Rate 9.5%
Cash on Cash Return 13%
Return on Investment (ROI) 37%
Return on Investment with IIDD 46%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate6.0%
Gov CPI Inflation June '26 3.5%
Vacancy Rate10%
Management Fee19%
Maintenance Percentage4%
Comments
will be sold turnkey, mid renovation. 7 en suites
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.