33 padsplit
Georgia
7 Beds7 BathsBuilt 1971Remodeled 2025
Estimated Square Feet1,969
Initial Market Value$359,000
Price$359,000
Downpayment $89,750
Loan Origination Fees $5,385
Depreciable Closing Costs $7,180
Other Costs and Fixup$0
Approximate Cash Invested $102,315
Minimum Recommended Cash Reserves $14,360
Cost per Square Foot / per Bedroom $182 / $51,286
Monthly Rent per SQFT / per Bedroom $3.46 / $973
Projected IncomeMonthlyAnnual
Projected Rent$6,812$81,744
Vacancy Losses ($681)($8,174)
Operating Income $6,131$73,570
Estimated ExpensesMonthlyAnnual
Property Taxes($464)($5,565)
Insurance($185)($2,226)
Management Fees($1,165)($13,978)
Leasing/Advertising Fees($208)($2,500)
Association Fees($250)($3,000)
Maintenance($272)($3,270)
Other (Utilities, Supplies, etc.)($950)($11,400)
Operating Expenses ($3,495)($41,938)
Net PerformanceMonthlyAnnual
Net Operating Income $2,636$31,631
- Mortgage Payments($1,746)($20,956)
= Cash Flow $890$10,675
+ Principal Reduction $239$2,870
+ Inflation Induced Debt Destruction® (IIDD) - Beta $785$9,424
+ One Year Appreciation $1,795$21,540
= Gross Equity Income $3,709$44,508
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$269,250N/A
Monthly Payment$1,746.35N/A
Loan TypeAmortizing FixedN/A
Term30 YearsN/A
Nominal / Real Interest Rate 6.750% / 3.250%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)1.90%
Debt Coverage Ratio 1.51
Annual Gross Rent Multiplier4
Capitalization Rate 8.8%
Cash on Cash Return 10%
Return on Investment (ROI) 34%
Return on Investment with IIDD 44%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate6.0%
Gov CPI Inflation June '26 3.5%
Vacancy Rate10%
Management Fee19%
Maintenance Percentage4%
Comments
will be sold turnkey, mid renovation. 5 en suites and 2 shared bathroom.
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.